Best Public Bank Credit Cards
Steady Rewards With Every Transaction
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Cashback for contactless shoppingPublic Bank Quantum Visa
Public Bank Quantum Visa
- Min. Monthly Income
- RM 3,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
A free-for-life card that gives cashback and up to 2x VIP Points when you swipe it at your favourite restaurant, cafe or clothing brand locally and internationally.
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5% cashback for any Petron purchasePublic Bank Petron Visa Gold
Public Bank Petron Visa Gold
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
A dedicated petrol cashback credit card for Petron patrons. Earn up to a 5% cash rebate on fuel and non-fuel purchases at Petron service stations nationwide.
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Enjoy a 0% Flexipay Plan with your new card!Public Islamic Bank Visa Platinum Credit Card-i
Public Islamic Bank Visa Platinum Credit Card-i
- Min. Monthly Income
- RM 3,333 / month
- Profit Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Earn a 2% cashback on online and overseas transactions! In addition, enjoy an annual fee waiver and a 0% Flexipay Plan.
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Unlimited cashback & travel benefitsPublic Bank Visa Platinum
Public Bank Visa Platinum
- Min. Monthly Income
- RM 4,167 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Giving you 0.2% unlimited Cash MegaBonus on local and overseas retail spending, an annual fee waiver, free travel insurance and more — a truly platinum lifestyle.
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1% cashback for online shoppingPublic Islamic Bank Visa Gold Credit Card-i
Public Islamic Bank Visa Gold Credit Card-i
- Min. Monthly Income
- RM 2,000 / month
- Profit Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Get attractive cashback, an annual fee waiver and a variety of credits with competitive rates for rainy days—suitable for beginners. Plus, enjoy a 0% Flexipay Plan for your purchases above RM1,500!
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Cashback and travel benefitsPublic Bank Visa Signature
Public Bank Visa Signature
- Min. Monthly Income
- RM 6,667 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Enjoy Green Points on selected merchants, up to 3x VIP Points to collect, 2x access to selected airport lounges, free travel insurance and more with every swipe of Visa Signature.
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Unlimited retail cashbackPublic Bank Visa Gold
Public Bank Visa Gold
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Earn unlimited Cash MegaBonus for every Ringgit swiped locally and overseas. Or convert your big-ticket item purchase into a flexible easy payment plan.
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Travel benefits & no annual feePublic Bank Visa Infinite
Public Bank Visa Infinite
- Min. Monthly Income
- RM 8,333 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
No annual fee for life premium credit card offering unlimited Cash MegaBonus, free travel insurance and access to selected airport lounges.
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Cashback and no annual feePublic Bank AIA Visa Gold
Public Bank AIA Visa Gold
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
A cashback credit card that gives an unlimited 0.2% cash rebate on AIA Insurance Premium payments, and 0.1% Cash MegaBonus on your retail purchases.
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2% cashback for overseas transactionsPublic Bank Quantum MasterCard
Public Bank Quantum MasterCard
- Min. Monthly Income
- RM 3,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Have no annual fees for life and get more spending benefits out of your credit card with 2% cashback on overseas transactions and earning VIP Points on local retail spend!
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Supporting documents required for applying Public Bank credit cards
Employed
• Latest Month Payslip and/or
• Latest EA Statement and/or
• EPF Statement and/or
• Employment Letter / Employer Confirmation
Self-employed
• Latest 1 year Tax Returns / Tax Receipts
• Latest 6 months company CASA statement (for company directors)
Variable Income
• Latest 6 months of the following:
• Overtime as reflected on the Payslips
• Commissions Statements / Vouchers
• Fee Statements / Vouchers
• Latest 3 years of the following:
• Dividend Statements / Vouchers
• Interest Statements / Vouchers
Other Income
• Tenancy Agreements and/or
• Pension Statements / Vouchers and/or
• Annuities Statements
Overseas Income
• 3 Months Payslips
• Latest 1 year Notice of Assessment / Form IR8A / Form IR8E (for Singapore only)
• Salary Deposits Account (reflecting the latest minimum 3 months of salary crediting - for Brunei only)
• Employment Letter
Minimum income requirement of Public Bank credit cards
• Gold: RM 24,000
• Quantum Visa/MasterCard: RM 36,000
• Platinum: RM 50,000
• Signature: RM 80,000
• Visa Infinite / World Mastercard: RM100,000
Public Bank Profile
Public Bank currently offers a comprehensive range of financial products and services, which include personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale and management of unit trust funds, bancassurance, and general insurance products. Public Bank's strategy is centred on growth in the retail banking business, particularly on the retail consumers and small and medium enterprises.
Public Bank Berhad is a bank based in Kuala Lumpur, Malaysia, offering financial services in Malaysia as well as the Asia-Pacific region. The bank was founded in 1966 by Teh Hong Piow, the then general manager of Malayan Banking. The bank was listed on the Malaysian Stock Exchange in 1967.