Public Bank AIA Visa Gold
Public Bank AIA Visa Gold
A cashback credit card that gives an unlimited 0.2% cash rebate on AIA Insurance Premium payments, and 0.1% Cash MegaBonus on your retail purchases.
Eligibility
Minimum monthly income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3-6 months salary slip
- Latest EA statement
- Latest EPF statement
- Latest 1 year official tax receipt
- Letter of Employment or employer confirmation
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life without condition
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Pay for your AIA insurance premium with Public Bank AIA Visa Gold and earn a 0.2% cash rebate per monthly statement cycle. Also, when you swipe on retail purchases locally and overseas, get a 0.1% unlimited Cash MegaBonus!
Terms and Conditions
Product review by CompareHero
Everyone likes the 2-in-1 concept in beverages, gadgets, home appliances and what have you — it is convenient, fast and infused with plenty of benefits.
Imagine a marriage of 2 financial institutions merged into 1 facility; that is, my friend, the Public Bank AIA Visa Gold Credit Card.
Enjoy unlimited Cash MegaBonus with Public Bank AIA Visa Gold
It is as good as cash and credited into your Public Bank AIA Visa Gold credit card account every month.
Cash MegaBonus is your getaway to enjoy considerable savings on your credit card expenses because it pays you back for every Ringgit spent.
While 0.1% may look less profitable, imagine the compounding effect of it on every Ringgit you have swiped.
What's more, there's no capping on the cashback amount you will get back.
But remember, only retail transactions are qualified for Cash MegaBonus.
0.2% cashback on AIA insurance premiums from Public Bank
As part of its partnership with AIA Malaysia, Public Bank gives a cash rebate on your AIA insurance policy premium payment.
So, every month you deduct a portion from this credit card to your insurance policy will earn you 0.2% cashback.
This cash rebate is only applicable when you make AIA transactions via an auto-debit facility or over the counter at AIA branches.
Unfortunately, all AIA transactions made through the Internet or e-commerce are excluded.
Public Bank AIA Visa Gold—FREE annual fee without conditions
The best part of this Public Bank AIA Visa Gold Credit Card is that it's FREE for life without any conditions!
With no annual fee commitment, you essentially could save up to RM200 a year.
Wait no more as this is the Public Bank credit card you've been looking for!
Manage your finances with an easy instalment plan
Like what you see but can't afford the purchase? Opt for the Public Bank Flexipay Plan, which is a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
But if you hurry, you can enjoy a 0% p.a. interest on your EPP conversion amount - always check out Public Bank credit card promotions!