Public Islamic Bank Visa Platinum Credit Card-i
Public Islamic Bank Visa Platinum Credit Card-i
Earn a 2% cashback on online and overseas transactions! In addition, enjoy an annual fee waiver and a 0% Flexipay Plan.
Eligibility
Minimum monthly income
RM 3,333 (RM 40,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3-6 months salary slip
- Latest EA statement
- Latest EPF statement
- Letter of Employment or employer confirmation
- Latest 1 year official tax receipt
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year and waived when you make at least 12 swipes in the previous 12 months
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- 2% cashback is yours for every Ringgit spent on online purchases and overseas transactions, capped at RM15 per monthly statement cycle (combined between Principal and Supplementary accounts).
Terms and Conditions
Product review by CompareHero
Elevate your credit card game in sync with your income status with Public Islamic Bank Visa Platinum Credit Card-i—a card that speaks your needs with benefits, privileges and uniqueness of its own.
Get 2% cashback with Public Islamic Bank Visa Platinum Credit Card-i
Cashback or cash rebate is one of many life hacks that can save you money on your credit card expenses.
You only need to swipe your Public Islamic Bank Visa Platinum Credit Card-i on both online and overseas retail purchases, with RM1 spent equal to 2% cashback to earn cashback.
The 2% cashback will be credited into your account every month, capped at RM15 per monthly statement cycle combining both Principal and Supplementary accounts.
But remember, only retail transactions are qualified for this cashback.
Annual fee waiver
You would be happy to learn that you don't need to pay for the Public Islamic Bank Visa Platinum Credit Card-i annual fee in the first year as it is waived by the bank for you.
What's more, you can continue to have it waived when you make at least 12 swipes in the previous 12 months!
Line of credits of Public Islamic Bank Visa Platinum Credit Card-i
Exclusive 0% Flexipay Plan
Like what you see but can't afford the purchase?
With the Public Bank Flexipay Plan, you can swipe on the goods or services at a 0% management fee over 6 months. You only need to ensure that the stuff you're about to purchase costs at least RM2,000 or above before being eligible to sign up for this instalment plan.
Otherwise, you can also choose other longer repayment tenures of up to 48 months with low one-time upfront fees. The eligible spending is only RM1,000 to enrol.
Cash Advance
Are you strapping for cash? Make your way to Public Bank branches or any ATM nearby to withdraw some money from your Visa Platinum credit card-i at a small fee.