Public Bank Petron Visa Gold
Public Bank Petron Visa Gold
A dedicated petrol cashback credit card for Petron patrons. Earn up to a 5% cash rebate on fuel and non-fuel purchases at Petron service stations nationwide.
Eligibility
Minimum monthly income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3-6 months salary slip
- Latest EA statement
- Latest EPF statement
- Letter of Employment or employer confirmation
- Latest 1 year official tax receipt
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Get up to a 5% cash rebate, capped at RM50 per month on fuel and non-fuel transactions made at Petron stations nationwide. Plus, enjoy unlimited 0.1% Cash MegaBonus on other local and overseas retail purchases.
- Beat that weekly oil price fluctuation on RON95 and RON97 with cash rebates to enjoy savings on fuel expenses.
Terms and Conditions
Product review by CompareHero
Highlights of Public Bank Petron Visa Gold
Enjoy more savings on petrol spent with tiered cashback or a mega bonus with a swipe of a card.
Unlimited Cash MegaBonus
Petron Visa Gold credit card can help you save even more with its tiered cash rebate structure.
Credited to you every month, Cash MegaBonus pays you back for every Ringgit spent on all Petron transactions (fuel and non-fuel).
| Public Bank Petron Visa Gold Cash MegaBonus | |
|---|---|
| Total Monthly Retail Purchase at Petron Stations | Cash Rebate |
| RM100 or less | 0.5% |
| RM101 - RM200 | 1% |
| RM201 - RM500 | 2% |
| RM501 - RM800 | 3% |
| >RM801 | 5% |
*Unlimited Cash MegaBonus of 0.1% on other local and overseas retail purchases
For example, when you spend RM800 and above on fuel and non-fuel purchases combined, you are entitled to a 5% Cash MegaBonus.
That is easily RM40 while the capping on this cash rebate is RM50 per month!
But remember, only retail purchases at Petron are qualified for Cash MegaBonus.
Complimentary personal accident insurance and other benefits
| Travel Benefits | |
|---|---|
|
FREE Personal Accident Insurance |
Receive up to RM20,000 in Personal Accident Insurance. |
|
No Annual Fee |
The annual fee is waived for life without conditions. |
|
24/7 Help Desk |
The Public Bank Help Desk is ready to assist you all the time. You may call 03-2176 8000. |
What are the eligibility requirements and documents for application?
Here are the requirements to apply for this Public Bank credit card:
- Minimum annual income: RM24,000
- Age: minimum 21 years old (principal card), minimum 18 years old (supplementary card)
Remember to prepare these documents as well:
| Salaried Employee |
|
| Self-Employed |
|
| Variable Income |
Latest 3 years of the following:
|
| Other Income |
|
| Overseas Income |
|
*Delf-employed applicants who do not register for companies are required to fill up their names as the company name and indicate the nature of the business.
Public Bank Balance Transfer Plan
Want to recover your sleepless nights and hair falls from worrying over credit card debts? Here's where Public Bank Balance Transfer comes to the rescue.
Public Bank Balance Transfer helps you ease your financial distress by offering a zero interest rate and low one-time upfront charges starting with repayment terms extended up to 48 months.
You can consolidate up to four credit cards and transfer them to your Public Bank credit card, subject to 80% of the total available credit limit.
The minimum transfer amount should be RM1,000 with repayment terms ranging from 6, 12, 24, 36 and 48 months.
Public Bank Petron Visa Gold 0% Instalment Plan
Like what you see but can't afford the purchase?
You can opt for the Public Bank Flexipay Plan, which is a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
If you're in a hurry, you can enjoy 0% interest per annum on your EPP conversion amount—always check out Public Bank Petron Visa Gold credit card promotions!