Public Bank Visa Infinite
Public Bank Visa Infinite
No annual fee for life premium credit card offering unlimited Cash MegaBonus, free travel insurance and access to selected airport lounges.
Eligibility
Minimum monthly income
RM 8,333 (RM 100,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3-6 months salary slip
- Latest EA statement
- Latest EPF statement
- Letter of Employment or employer confirmation
- Latest 1 year official tax receipt
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life without condition for the primary and the first supplementary cards, but the second and subsequent supplementary cards issued will be charged an annual fee of RM250
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Get an unlimited 1% Cash MegaBonus on every retail item spent outside of Malaysia. Earn an unlimited 0.3% Cash MegaBonus on all retail purchases made locally. The cashback payout is combined between principal and supplementary accounts.
- 5x complimentary yearly access to participating Plaza Premium Lounges worldwide with a minimum accumulative retail transaction of RM1,000 within 30 days before or after each lounge access. Enjoy free travel insurance coverage, including claims for travel inconveniences worth up to RM500,000, when you charge your flight tickets to your Visa Infinite Credit Card. Terms apply!
Terms and Conditions
Product review by CompareHero
Enjoy Unlimited Cash MegaBonus with Public Bank Visa Infinite
One of the keys to the abundance of wealth is spending smart.
With this in mind, the Public Bank Visa Infinite credit card lets you outsmart your spending habit with a Cash MegaBonus feature, allowing you to earn back cash that is spent.
You earn 0.3% unlimited Cash MegaBonus by spending your Visa Infinite credit card on any qualified retail purchases locally. Meanwhile, you get a 2% Cash MegaBonus when you spend overseas.
These Cash MegaBonus will be credited to your credit card account every month and are combined between the primary/principal and supplementary accounts.
Infinite travel perks
Free Travel Insurance
Get complimentary travel insurance coverage worth up to RM500,000, including compensation for travel inconveniences such as delayed flight or missed flight, and delayed luggage or lost luggage. Just charge your travel arrangement to your Visa Infinite credit card to qualify.
Complimentary Yearly Access to Participating Airport Lounges
Enjoy 3x free access to participating Plaza Premium Lounges in Malaysia when you flash your Visa Infinite credit card at selected airports. Check out the list of eligible Malaysia Plaza Premium Lounges and other terms and conditions of this privilege here.
In the premium lounge, you get to indulge in the comfort of privacy and exclusivity while waiting for a boarding call — what a way to begin a journey.
Beneficial line of credits
0% Balance Transfer
Recover your sleepless nights and hair falls from worrying over credit card debts with a Public Bank Balance Transfer plan, easing your financial distress by offering a low one-time upfront charge, low minimum spending requirement and flexible repayment terms.
Flexible Instalment Plans
Like what you see but can't afford the purchase? Opt for the Public Bank Flexipay Plan, which is a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.
Cash Advance
Are you strapping for cash? Make your way to Public Bank branches or any ATMs nearby to withdraw some cash from your Public Bank credit card at a small fee
Public Bank Visa Infinite is free for life!
It is worth noting that the Public Bank Visa Infinite credit card is the free-for-life premium travel credit card ever issued by Public Bank.
This should encourage you to spend more and reap the benefits and privileges of being a Public Bank credit cardholder.