Best RHB Credit Cards
Cards That Work as Hard as You Do
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12% cashback for fueling at ShellRHB Shell Visa Credit Card
RHB Shell Visa Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Fueling up at Shell gets more rewarding as you get to earn up to 12% cashback! Every day spending, such as grocery or e-wallet reload, gets you attractive cashback too.
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Travel & Golf Perks!RHB Visa Signature
RHB Visa Signature
- Min. Monthly Income
- RM 6,667 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
A free-for-life travel and cashback credit card for the mass affluent that gives free travel insurance, golf privileges and complimentary airport lounge access.
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Earn cashback on everyday spendingRHB Cash Back Visa Credit Card
RHB Cash Back Visa Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Save up on your daily expenses by earning great cashback of up to 10% on selected categories such as Petrol, Dining, Grocery, Utilities and more!
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Up to 12% cashback for petrolRHB Shell Visa Credit Card-i
RHB Shell Visa Credit Card-i
- Min. Monthly Income
- RM 2,000 / month
- Profit Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Often fueling up your car at Shell? Earn cashback of up to 12% all year long. Spending on your everyday essentials also can earn you up to 5% cashback!
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For your everyday spendingRHB Rewards MasterCard Credit Card
RHB Rewards MasterCard Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
A credit card that's perfect for everyday purchases - online or retail. Get rewarded with up to 10x Reward Points on your everyday spending, including movie ticket purchases.
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Up to 10% Cashback!RHB Islamic Cash Back Credit Card-i
RHB Islamic Cash Back Credit Card-i
- Min. Monthly Income
- RM 2,000 / month
- Profit Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
A credit card that meets your daily needs - up to 10% cashback every month when spending on petrol, dining, utility, online and grocery delivery!
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Up to 6% CashbackRHB World MasterCard Credit Card
RHB World MasterCard Credit Card
- Min. Monthly Income
- RM 6,667 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Enjoy up to 6% cashback on your local dining, petrol and travel spending. What's more, get complimentary golf privileges, travel insurance and airport lounge access.
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Attractive Reward Points!RHB Rewards Visa Credit Card
RHB Rewards Visa Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Fancy collecting reward points? This card can reward you with up to 10X Reward Points on eligible spending categories.
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Get cashback on daily expenses!RHB Cash Back MasterCard Credit Card
RHB Cash Back MasterCard Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free *
- Rewards Rate
- N/A
Get up to 10% cashback when you spend on petrol, dining, utility, grocery and online dining plus grocery. Truly a credit card that meets your daily needs!
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Golf and Travel Privilege!RHB Visa Infinite
RHB Visa Infinite
- Min. Monthly Income
- RM 12,500 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Earn up to 5x Reward Points on your spending and unlimited access to selected airport lounges, complimentary travel insurance and exclusive golf privileges.
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Credit Limit Comparison Of RHB Credit Cards
Compare the credit limit of the following RHB credit cards below. Additionally, to be eligible for RHB Premier, you will need to maintain the following requirements:
• A minimum of RM200,000 in deposit, investment or Bancaassurance AND a minimum of RM10,000 maintained in a current account or a savings account.
• Maintain a minimum of RM1,000,000 of home financing facility and a minimum RM10,000 in investment or Bancaassurance AND minimum RM10,000 maintained in a current account or a savings account.
| RHB Credit Card | Min. annual income required | Minimum credit limit | Maximum credit limit |
| RHB Premier Visa Infinite | Refer below* | RM 50,000 | RM 500,000 |
| RHB Visa Infinite | RM 150,000 | RM 4,000 | RM 500,000 |
| RHB Visa Signature | RM 80,000 | RM 4,000 | RM 500,000 |
| RHB World MasterCard | RM 80,000 | RM 4,000 | RM 500,000 |
| RHB Islamic World MasterCard | RM 80,000 | RM 4,000 | RM 500,000 |
| RHB Cash Back Visa Credit Card | RM 24,000 | RM 4,000 | RM 300,000 |
| MyEG-RHB Credit Card | RM 24,000 | RM 4,000 | RM 100,000 |
Annual Fee Comparison of RHB Credit Cards
Compare the annual fees of RHB Credit Cards below.
| RHB Credit Card | Principal Card Annual Fee | Supplementary Card Annual Fee |
| RHB Premier Visa Infinite | Waived | Waived |
| RHB Visa Infinite | Waived | Waived |
| RHB Visa Signature | Waived | Waived |
| RHB World MasterCard | Waived | Waived |
| RHB Islamic World MasterCard | Waived | Waived |
| RHB Cash Back Visa Credit Card | RM 70 | Waived |
| MyEG-RHB Credit Card | RM 88 | Waived |
RHB World MasterCard Credit Card / RHB World MasterCard Credit Card-i
Now you can enjoy up to 6% Cash Back whenever you travel, fill petrol and dine.
Explore the world and start enjoying flying, golfing and dining privileges.
Features & Benefits
• earn up to 6% cash back
• 5X complimentary access to selected Plaza Premium Lounges / Aerotel in Malaysia
• get 25% off the walk-in rates from the 6th visit onwards to lounges in Malaysia
• 25% discount at all Plaza Premium Lounges in Malaysia for all accompanying guests
• 20% discount at Plaza Premium Lounges all around the world except Shanghai & Beijing
• ZERO annual fees
• minimum credit limit - RM4,000
• maximum credit limit - RM500,000
Eligibility
• minimum income - RM80,000/annum or RM6,666,67/month
• principal card minimum age - 21 years old
• supplementary card minimum age - 18 years old
Fees & Charges
• interest rate - 15% p.a. (provided you have made prompt payment for the past 12 consecutive months)
• principal card annual fee - waived for life
• supplementary card annual fee - free
• cash advance interest rate - 18% p.a. calculated on a daily basis
• cash advance fee - 5% on the cash amount withdrawn or minimum RM15, whichever is higher
• balance transfer rate - 4% p.a.
• Credit Shield-i contribution - RM0.55 for every RM1,000 outstanding balance
• minimum monthly payment - RM50 or 5% of the total outstanding balance, whichever is higher
• late payment fee - RM10 or 1% of the unpaid outstanding balance, whichever is higher, capped at RM100
• over limit charge - RM50
• annual card service tax - RM25
Cash Back Tiers
• monthly total spend RM1,000 - RM2,499
• overseas spend 0.5%
• petrol 1%
• travel 1%
• dining 1%
• others 0.2%
• monthly total spend RM2,500 - RM3,499
• overseas spend 1%
• petrol 2%
• travel 2%
• dining 2%
• others 0.2%
• monthly total spend RM3,500 and above
• overseas spend 2%
• petrol 6%
• travel 6%
• dining 6%
• others 0.2%
• monthly cash back capping
• overseas spend RM100
• petrol RM30
• travel RM30
• dining RM30
• others unlimited
• cashback excludes cash advance, charity, government and overseas petrol transactions
RHB Visa Infinite Credit Card
5X Reward Points when you spend overseas, complimentary golfing green fees and travel in comfort with access to premium lounges.
This is Infinite luxuries for any occasion.
Features & Benefits
• 5X reward points for all your overseas purchases
• 1X reward points for all your local purchases
• earn non-expiring reward points
• ZERO annual fees for lifetime
• unlimited complimentary access to Plaza Premium Lounges in Malaysia and Singapore Changi Airport (for the first 1,000 per month)
• 25% discount for accompanying guests at all Plaza Premium Lounges in Malaysia
• 20% discount at all Plaza Premium Lounges worldwide
• redeem 500 Enrich Miles with just 4,000 reward points, redeemable for all miles from over 40 major airlines and airline vouchers
• enjoy complimentary tee off at selected golf courses around Malaysia, T&C apply
• Visa International Concierge Service
• travel insurance coverage of up to RM2,000,000
• minimum credit limit - RM4,000
• maximum credit limit - RM500,000
Eligibility
• minimum income - RM150,000 per annum
• principal card minimum age - 21 years old
• supplementary card minimum age - 18 years old
Fees & Charges
• interest rates - 15% p.a.
• balance transfer rate - 4%
• late payment fee - RM10 or 1 % of the outstanding balance, whichever is higher, up to RM100 maximum
• card annual fee - waived for life
RHB Premier Visa Infinite Credit Card
Explore the world with credit card that puts you first.
Earn 8X Reward Points when you spend overseas, take pleasure in golfing benefits and enjoy a lifetime of no annual fees.
With RHB Premier Visa Infinite Credit Card, you can indulge in endless luxuries and experience travel comfort reserved only for the elite.
Features & Benefits
• a dedicated Bank Relationship Manager for you
• exclusive privileges and invites to selected private events such as market outlook talks, property previews, fine dining, jewellery exhibitions and networking events
• travel privileges - CITI Travel Concierge with holiday, flight, and hotel deals and end-to-end travel arrangement services
• birthday privileges - during your birthday month
• up to 5x reward points
• lounge privileges
• golf privileges
• minimum credit limit - RM50,000
• maximum credit limit - RM500,000
RHB Premier Eligibility
• maintain a minimum of RM200,000 in deposit, investment or Bancaassurance AND minimum RM10,000 maintained in a current account or savings account OR
• maintain a minimum of RM1,000,000 of home financing facility and a minimum RM10,000 in investment or Bancaassurance AND minimum RM10,000 maintained in a current account or savings account
Fees & Charges
• interest rates - 15% p.a. - 18% p.a.
• minimum monthly payment - 5% of the outstanding balance or a minimum of RM50, whichever is higher
• late payment charges - 1% of the outstanding balance or RM10, whichever is higher, up to a maximum of RM100
• interest free period - 20 days
• principal card annual fee - waived
• supplementary card annual fee - waived
• cash advance interest rates - 18% p.a.
• cash advance fee - 5% of the transaction amount or a minimum of RM15, whichever is higher
• automatic balance conversion rate - 13% p.a. (3 years term loan)
• excess limit fee - RM50
• card service tax - RM25 per annum
RHB Visa Signature Credit Card
Features & Benefits
• earn up to 6% cash back per month
• ZERO annual fees
• 5X complimentary access to airport lounges in Malaysia
• travel insurance coverage of up to RM600,000
• minimum credit limit - RM4,000
• maximum credit limit - RM500,000
• interest free period - 20 days
Eligibility
• minimum income - RM80,000 per annum
• minimum age - 21 years old (principal card)
• minimum age - 18 years old (supplementary card)
Fees & Charges
• interest rates - 15% p.a. - 18% p.a.
• minimum monthly payment - 5% of outstanding balance or RM50, whichever is higher
• late payment charges - 1% of the outstanding balance or minimum RM10, whichever is higher, up to maximum RM100
• principal card annual fee - waived
• supplementary card annual fee - waived
• cash advance interest - 18% p.a.
• cash advance fee - 5% of the transaction amount or a minimum of RM15, whichever is higher
• over limit fee - RM50
• annual service tax - RM25 per card
• balance transfer rate - 4% p.a.
Cash Back Tiers
• monthly total spend RM1,000 - RM2,499
• overseas spend 0.5%
• petrol 1%
• travel 1%
• dining 1%
• others 0.2%
• monthly total spend RM2,500 - RM3,499
• overseas spend 1%
• petrol 2%
• travel 2%
• dining 2%
• others 0.2%
• monthly total spend RM3,500 and above
• overseas spend 2%
• petrol 6%
• travel 6%
• dining 6%
• others 0.2%
• monthly cash back capping
• overseas spend RM100
• petrol RM30
• travel RM30
• dining RM30
• others unlimited
• cashback excludes cash advance, charity, government and overseas petrol transactions
RHB Malaysia Profile
Established in 1997 from the merger of two banks to create Malaysia's third-largest financial services group. RHB Bank Berhad now has 210 branches in Malaysia with 196 RHB conventional bank branches and 14 RHB Islamic branches. RHB also has 19 branches overseas in countries such as Singapore, Indonesia and Brunei. RHB offers customers various banking services such as credit cards, personal loans, Islamic banking, wealth management and more.