Fresh pressed out of the credit card oven comes the RHB Visa Signature Credit Card. A Visa Signature card with a slight twist - it offers cashback on both domestic and international spending, a feature relatively unheard of in the Malaysian Signature credit card scene.

RHB Visa Signature: Get Local and Overseas Cashback

Earn up to 6% cashback when you spend a minimum of RM3,500 on Entertainment, Shopping and Online transactions locally, capped at RM30 per month. 

For other types of retail spending, you can earn up to 0.2% cashback when you spend RM1,000 and above every month.

For overseas retail spending, you can earn up to 2% cashback, capped at RM100 per month, when you spend a minimum of RM1,000.

No Annual Fee

There is no annual fee for principal and supplementary cardholders.

However, the RHB Visa Signature Credit Card is aimed at a slightly higher income segment, whose minimum income begins at RM80,000 per annum.

RM600,000 Travel Insurance Coverage

True to its travel card branding, the RHB Visa Signature gives you up to RM600,000 in travel insurance coverage, inclusive of travel inconveniences benefits such as missed flights, delayed flights, lost luggage and delayed luggage. You can find more details about this privilege  here.

RHB Visa Signature Travel Benefits - Access to Plaza Premium Lounges

Other perks included in the RHB Visa Signature credit card are up to 6x complimentary access to participating Plaza Premium Lounge in Malaysia. Once used up, you will get a 25% discount for the walk-in rates.

Meanwhile, all accompanying guests will also enjoy a 25% discount on lounge access.

That's not all, you will also get discounted access to other selected airport lounges worldwide as much as 20% off except for Shanghai and Beijing.

For a list of participating lounges overseas, you can find them here.

0% interest RHB Smart Move Balance Transfer Campaign

Looking to lessen your credit card debts? If you are a Principal or Primary cardholder of other banks’ credit card(s) issued in Malaysia, take this chance to transfer your outstanding balances to a new RHB credit card/-i at ZERO interest!

Valid until 31 December 2025 (“Campaign Period”), you can enjoy from 0% p.a. up to 6.88% p.a. with a minimum transfer amount of RM1,000 while the maximum amount is subject to the criteria set by the bank.

However, RHB Supplementary cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i are not eligible for this balance transfer offer.

If you are keen, check out the RHB Smart Move Balance Transfer page for more details!

Otherwise, you can apply directly by visiting any RHB branch or calling the RHB Customer Contact Centre at 03 9206 8118.

RHB Dial-An-Instalment Campaign

An instalment plan can help you have a better cash flow if you wish to buy a big-ticket item. It’s even better if the plan has ZERO rate and you can do so with the RHB Dial-An-Instalment, subject to the campaign’s terms and conditions.

This campaign ends on 31 December 2025, so grab this chance to enjoy as low as 0% one-time upfront rates and stretch your payments for up to 24 months with a minimum transaction amount of RM500. No maximum purchase amount limit is applicable. Refer to the below table for your easy reference.

• For new RHB credit card/-i holders: (T&Cs)

Tenure	Minimum Transaction Amount	One-time Upfront Rate/Actual Management Fee	Effective Rate
12 months	RM500	0%	0%

• For existing RHB credit card/-i holders: (T&Cs)

Tenure	Minimum Transaction Amount	One-time Upfront Rate/Actual Management Fee	Effective Rate
6 months	RM500	2.50%	8.25%
12 months	RM1,000	5%	9.10%
18 months	RM1,000	7%	8.67%
24 months	RM1,000	9%	8.41%

The cards that are not eligible include RHB Business Credit Cards, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.

If you are keen, make an application by giving a call to the RHB Customer Contact Centre at 03 9206 8118 to take part!

RHB CashXcess Campaign

From 1 January 2025 until 31 December 2025, you can enjoy as low as 4.88% interest per annum when you withdraw from your Principal RHB credit card via the RHB CashXcess plan, subject to the campaign’s terms and conditions.

Referring to the T&C, the minimum withdrawal is set at RM1,000 while the maximum amount is set up to 80% of your available RHB Credit Card/-i credit limit. Only the Principal cardholder(s) is eligible to participate in this campaign.

The cards that are not eligible to participate include the RHB Supplementary Cards, RHB Business Credit Card, RHB Purchasing Charge Card/-i, RHB Corporate Credit Card/-i and RHB Corporate Charge Card/-i.

If you are keen, make an application through RHB Online Banking to take part. Do ensure that your credit limit is sufficient before you apply!

Once your CashXcess application has been approved, the said amount will be debited accordingly to your RHB Credit Card/-i account.