Yayasan Dewan Perniagaan Melayu Perlis Berhad Personal Financing-i
Min. interest rate6.65% p.a.
Max. Loan amountRM 300,000
Max. Tenure10 years
Min. interest rate6.65% p.a.
Max. Loan amountRM 300,000
Max. Tenure10 years
Get high Shariah-based personal financing with fixed profit rates specially curated for the Government, selected Statutory Bodies and Government-linked companies (GLCs) employees. Not applicable for Army and Police.
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Profits RateAs low as 6.65% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amount
Processing Fee
Exempted
Late Payment Fee
1.00% on such overdue amount
Early Termination Fee
RM 100.00
Eligibility
Min. IncomeRM 1,500per monthRM 18,000 per year
Who Can Apply?Malaysian citizens20 - 58 years old
Employment Status
- Government employee
- Selected GLC employee
- Selected Statutory Body employee
Documents required to apply
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
- Letter of employment or employer confirmation
- Option letter (if applicable)
- Transfer letter/secondment letter (if applicable)
- Settlement statement (if applicable)
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Profits Rate |
|---|---|---|---|
| RM 3,000 - RM 300,000 | 12 - 120 months | min. RM 18,000 | 6.65% p.a. - 9.99% p.a. |