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RHB Personal Financing-i for Civil Sector

RHB Personal Financing-i for Civil Sector 

Min. interest rate3.05% p.a.
Max. Loan amountRM 300,000
Max. Tenure10 years

A fast-approval government servant personal financing with repayment via salary deduction and Takaful coverage in the event of death and total permanent disability.

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Calculate your monthly repayment

Estimated monthly repaymentRM 384.17*At 3.05%Calculator Chart

Compare Your Financing Tenure with Your Financial Situation

We recommend choosing a longer financing tenure for flexibility, then making an early settlement to save on interest payments.

If you borrowIn this periodIn a month you will payAt this profit rate
Star BadgeYour Choice
RM 20,000
5yearsRM 384.173.05%p.a.
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.

Fees and Charges

Profits RateAs low as 3.05% p.a.**Subject to terms and conditions
Stamp Duty
ChargeableAs per the Stamp Duty Act 1949 (Revised 1989)

Processing Fee
RM 30.00Per application, for Brokerage Fee

Late Payment Fee
1.00% on such overdue amountAnd per annum

Early Termination Fee
Exempted

Eligibility

Min. IncomeRM 2,000per monthRM 24,000 per year
Who Can Apply?Malaysian citizens18 - 58 years old
Employment Status
  • Government employee
  • Federal or State Government employee
  • Selected GLC employee
Documents required to apply
  • Copy of identity card (front & back)
  • Latest 3 months salary slip
  • Latest 12 months EPF statement
  • Letter of employment (if working less than 6 months)

Loan Repayment Table

Financing AmountFinancing TenureMin. IncomeProfits Rate
RM 2,000 - RM 300,00024 - 120 monthsmin. RM 24,0003.05% p.a. - 3.17% p.a.

Features

Frequently Asked Questions (FAQ)