Public Bank BAE AG Personal Financing-i
Min. interest rate3.99% p.a.
Max. Loan amountRM 350,000
Max. Tenure10 years
Min. interest rate3.99% p.a.
Max. Loan amountRM 350,000
Max. Tenure10 years
A personal financing solution for GOVERNMENT SECTOR EMPLOYEES. Enjoy higher financing limit, low profit rates and longer repayment periods!
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Profits RateAs low as 3.99% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amountAnd RM10 on the Letter of Offer
Processing Fee
Exempted
Late Payment Fee
1.00% on such overdue amount
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 1,500per monthRM 18,000 per year
Who Can Apply?Malaysian citizens20 - 58 years old
Employment Status
- Permanent staff with minimum service of 1 year
- Statutory Body employee
- Government employee
- Police
- AG
Documents required to apply
- Three copies of your IC (both sides)
- Latest 3 months salary slip
- Letter of employment or employer confirmation
- A copy of BPA form
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Profits Rate |
|---|---|---|---|
| RM 5,000 - RM 350,000 | 24 - 120 months | min. RM 18,000 | 3.99% p.a. - 4.45% p.a. |