Provident Islamic Tamweel Li Ajal Personal Financing-i
Min. interest rate6.99% p.a.
Max. Loan amountRM 150,000
Max. Tenure10 years
Min. interest rate6.99% p.a.
Max. Loan amountRM 150,000
Max. Tenure10 years
A Shariah-compliant financing for civil servants with fast approval, fixed profit rates, and easy repayment via Biro Perkhidmatan Angkasa salary deduction.
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Profits RateAs low as 6.99% p.a.**Subject to terms and conditions
Stamp Duty
Exempted
Processing Fee
5.00%Deducted from financing amount, which includes the Stamp Duty and Wakalah/Agency Fee
Late Payment Fee
Chargeable1% per annum Ta’widh (compensation) charge will be imposed on the overdue instalment amount
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 1,700per monthRM 20,400 per year
Who Can Apply?Malaysian citizens21 - 55 years old
Employment Status
- Government employee
- Statutory Body employee
- Selected GLC employee
Documents required to apply
- Copy of identity card (front & back)
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
- Completed Angkasa Deduction Form (BPA 1/79)
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Profits Rate |
|---|---|---|---|
| RM 1,000 - RM 150,000 | 24 - 120 months | min. RM 20,400 | 6.99% p.a. - 9.99% p.a. |
Features
Fixed Rates!