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HLB Islamic Personal Financing-i

HLB Islamic Personal Financing-i 

Min. interest rate8.50% p.a.
Max. Loan amountRM 150,000
Max. Tenure5 years

An Islamic financing with low profit rates and flexible repayment tenures of up to five years. Get a 20% rebate on the profit paid!

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Calculate your monthly repayment

Estimated monthly repaymentRM 487.50*At 8.50%Calculator Chart

Compare Your Financing Tenure with Your Financial Situation

We recommend choosing a longer financing tenure for flexibility, then making an early settlement to save on interest payments.

If you borrowIn this periodIn a month you will payAt this profit rate
Star BadgeYour Choice
RM 10,000
2yearsRM 487.508.50%p.a.
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.

Fees and Charges

Profits RateAs low as 8.50% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amount

Processing Fee
Exempted

Late Payment Fee
1.00% on such overdue amount

Early Termination Fee
Exempted

Eligibility

Min. IncomeRM 2,000per monthRM 24,000 per year
Who Can Apply?Malaysian citizens21 - 60 years old
Employment Status
  • Salaried employee & self-employed
Documents required to apply
  • Copy of identity card (front & back)
  • Latest 1 month salary slip
  • Latest 12 months EPF statement
  • Latest 3 months bank statement (with salary being credited)
  • Latest B/BE Form with official tax receipt

Loan Repayment Table

Financing AmountFinancing TenureMin. IncomeProfits Rate
RM 5,000 - RM 150,00024 - 60 monthsmin. RM 24,0008.50% p.a. - 10.50% p.a.

Features

Frequently Asked Questions (FAQ)