First N Ever Personal Financing
Min. interest rate12.00% p.a.
Max. Loan amountRM 300,000
Max. Tenure3 years
Min. interest rate12.00% p.a.
Max. Loan amountRM 300,000
Max. Tenure3 years
Quick online financing with First N Ever Personal Financing
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Interest RateAs low as 12.00% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amount
Processing Fee
ChargeableAs per Loan Agreement
Late Payment Fee
8.00% on such overdue amount
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 5,000per monthRM 60,000 per year
Who Can Apply?Malaysian citizens21 - 60 years old
Employment Status
- Only open to individuals who either live or work in the Klang Valley or Johor area
- Salaried employee
- Self-employed
- Not declared bankrupt
Documents required to apply
- Copy of your IC (front and back)
- Latest 3 months salary slips
- Latest 3 months bank statement (from salary crediting account)
- Latest EPF statement or BE Form
- Original utility bill receipts i.e. electricity or water bills, etc.
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Interest Rate |
|---|---|---|---|
| RM 5,000 - RM 300,000 | 6 - 36 months | min. RM 48,000 | 12.00% p.a. - 18.00% p.a. |
Features
• Interest rates from 12% to 18% per annum
• No collateral is required to make an application
• Fast approval, within 3 to 5 working days, subject to credit profile assessment
• Seamless online loan application
| Minimum loan amount | RM 5,000 |
| Maximum loan amount | RM 300,000 |
| Minimum duration of the loan | 6 |
| Maximum duration of the loan | 36 |