Emicro Personal Loan
Min. interest rate18.00% p.a.
Max. Loan amountRM 10,000
Max. Tenure2 years
Min. interest rate18.00% p.a.
Max. Loan amountRM 10,000
Max. Tenure2 years
A personal loan for low-income Malaysians to get by. Get up to RM10,000 fast loan within the next one day with Emicro personal loan.
Fees and Charges
Interest RateAs low as 18.00% p.a.**Subject to terms and conditions
Stamp Duty
ChargeableIt's included in the Processing Fee
Processing Fee
RM 60.00With the maximum amount of RM400 depending on the loan amount
Late Payment Fee
RM 25.00 or 8.00% on such overdue amount
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 1,500per monthRM 18,000 per year
Who Can Apply?Malaysian citizens21 - 50 years old
Employment Status
- Salaried employee & self-employed
Documents required to apply
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest 12 months EPF statement
- Original utility bill receipts such as electricity, water bills, etc.
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Interest Rate |
|---|---|---|---|
| RM 500 - RM 1,000 | 1 - 3 months | min. RM 18,000 | 18.00% p.a. |
| RM 1,001 - RM 3,000 | 1 - 6 months | min. RM 24,000 | 18.00% p.a. |
| RM 3,001 - RM 5,000 | 1 - 12 months | min. RM 36,000 | 18.00% p.a. |
| RM 5,001 - RM 10,000 | 1 - 24 months | min. RM 48,000 | 18.00% p.a. |