Bank Muamalat Cash-i SMART
Min. profits rate5.99% p.a.
Max. Financing amountRM 250,000
Max. Tenure7 years
Min. profits rate5.99% p.a.
Max. Financing amountRM 250,000
Max. Tenure7 years
Smart finance solutions that provide peace of mind & comfort. Seamless | Effortless | Hassle-Free
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Profits RateAs low as 5.99% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amountAs per the Stamp Duty Act 1949 (Revised 1989)
Processing Fee
Exempted
Late Payment Fee
1.00% on such overdue amount1% per annum Ta’widh (compensation) charge will be imposed on the outstanding instalment amount
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 2,000per monthRM 24,000 per year
Who Can Apply?Malaysian citizens18 - 60 years old
Employment Status
- Salaried employee & self-employed
Documents required to apply
- A copy of your IC (both sides)
- Latest 1 month salary slip
- Latest 1 month bank statement (with salary being credited)
- EPF statements from 2025 and 2026
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Profits Rate |
|---|---|---|---|
| RM 10,000 - RM 250,000 | 24 months | min. RM 24,000 | 5.99% p.a. |
| RM 10,000 - RM 250,000 | 36 - 60 months | min. RM 24,000 | 8.99% p.a. |
| RM 10,000 - RM 250,000 | 72 - 84 months | min. RM 24,000 | 10.99% p.a. |
Features
-