Alliance Bank CashFirst Personal Loan
Min. interest rate4.99% p.a.
Max. Loan amountRM 200,000
Max. Tenure7 years
Min. interest rate4.99% p.a.
Max. Loan amountRM 200,000
Max. Tenure7 years
Borrow up to RM200,000 with the Alliance Bank CashFirst Personal Loan
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Interest RateAs low as 4.99% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amountDeducted from the approved financing
Processing Fee
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Late Payment Fee
1.00% on such overdue amountAnd per annum
Early Termination Fee
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Eligibility
Min. IncomeRM 3,000per monthRM 36,000 per year
Who Can Apply?Malaysian citizens21 - 60 years old
Employment Status
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Documents required to apply
- NRIC copy (front and back)
- Latest salary slips (3 months)
- Latest bank statement (3 months) showing salary crediting
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Interest Rate |
|---|---|---|---|
| RM 5,000 - RM 200,000 | 12 months | min. RM 36,000 | 4.99% p.a. |
| RM 5,000 - RM 200,000 | 24 months | min. RM 36,000 | 5.99% p.a. |
| RM 5,000 - RM 200,000 | 36 - 48 months | min. RM 36,000 | 9.99% p.a. |
| RM 5,000 - RM 200,000 | 60 - 84 months | min. RM 36,000 | 11.18% p.a. |
| RM 5,000 - RM 200,000 | 60 - 84 months | min. RM 36,000 | 16.68% p.a. |
Features
• Interest rates as low as 4.99% flat p.a.
• Financing amount of up to RM200,000
• Financing up to 20X monthly gross salary
• No guarantor or collateral required
| Minimum loan amount | RM 5,000 |
| Maximum loan amount | RM 200,000 |
| Minimum duration of the loan | 12 |
| Maximum duration of the loan | 84 |
• - 4.99% flat per annum: 1 year of financing period
• - 5.99% flat per annum: 2 years of financing period
• - 9.99% flat per annum: 3 to 4 years of financing period
• - 11.18% to 16.68% flat per annum: 5 to 7 years of financing period
Product Review by CompareHero
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Frequently Asked Questions (FAQ)
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