Al Rajhi Personal Financing-i
Min. interest rate5.27% p.a.
Max. Loan amountRM 250,000
Max. Tenure8 years
Min. interest rate5.27% p.a.
Max. Loan amountRM 250,000
Max. Tenure8 years
Flexible Shariah-compliant financing with Al Rajhi Personal Financing-i
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Profits RateAs low as 5.27% p.a.**Subject to terms and conditions
Stamp Duty
0.50%0.50% of the total amount
Processing Fee
Exempted
Late Payment Fee
ChargeableCustomer must pay any overdue installments plus compensation for the bank’s actual losses or at rates approved by Bank Negara Malaysia, whichever is lower. Refer to the Product Disclosure Sheet for more details
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 3,000per monthRM 36,000 per year
Who Can Apply?Malaysian citizens25 - 60 years old
Employment Status
- MNC/PLC/GLC Employees and Non-MNC/PLC/GLC Employees & applicants with bad payment/CTOS Record are not eligble to apply
Documents required to apply
- NRIC copy (front and back)
- Latest salary slips (3 months)
- Latest bank statement (3 months)
- Latest EPF statement
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Profits Rate |
|---|---|---|---|
| RM 10,000 - RM 250,000 | 12 - 96 months | RM 36,000 to RM 180,000 | 5.77% p.a. |
| RM 10,000 - RM 250,000 | 12 - 96 months | RM 36,000 to RM 180,000 | 14.83% p.a. |
| RM 10,000 - RM 250,000 | 12 - 96 months | RM 180,000 to RM 359,988 | 5.61% p.a. |
| RM 10,000 - RM 250,000 | 12 - 96 months | RM 180,000 to RM 359,988 | 13.83% p.a. |
| RM 10,000 - RM 250,000 | 12 - 96 months | min. RM 360,000 | 5.27% p.a. |
| RM 10,000 - RM 250,000 | 12 - 96 months | min. RM 360,000 | 12.70% p.a. |
Features
• No Collateral or Guarantor Required
• Fixed profit rates as low as 5.27% p.a.
• Can borrow up to 9x of your monthly gross salary
• Debt consolidation plan is available
• Compulsory opening of an Al-Rajhi Savings Account or Current Account
| Minimum loan amount | RM 10,000 |
| Maximum loan amount | RM 250,000 |
| Minimum duration of the loan | 12 |
| Maximum duration of the loan | 96 |