AEON i-CASH Personal Financing
Min. interest rate7.92% p.a.
Max. Loan amountRM 100,000
Max. Tenure7 years
Min. interest rate7.92% p.a.
Max. Loan amountRM 100,000
Max. Tenure7 years
Shariah-compliant financing from RM1,000 to RM100,000 at 7.92% p.a.
Calculate your monthly repayment
*Profit rate, monthly repayment, and total repayment amount displayed are estimates for illustrative purposes only. The actual financing terms, including the approved amount, and final profits are subject to assessment and approval by the lending party.
Fees and Charges
Profits RateAs low as 7.92% p.a.**Subject to terms and conditions
Stamp Duty
ChargeableAs per the Stamp Act 1949 (Revised 1989)
Processing Fee
ChargeableFrom 2% to 4% of the financing amount, and the maximum fee is capped at RM400
Late Payment Fee
1.00% on such overdue amount
Early Termination Fee
Exempted
Eligibility
Min. IncomeRM 1,500per monthRM 18,000 per year
Who Can Apply?Malaysian citizens18 - 65 years old
Employment Status
- Salaried employee
- Self-employed
- Government employee
Documents required to apply
- A copy of your IC (both sides)
- Latest 1 month salary slip
- Latest EPF statement
Loan Repayment Table
| Financing Amount | Financing Tenure | Min. Income | Profits Rate |
|---|---|---|---|
| RM 1,000 - RM 100,000 | 6 - 84 months | min. RM 18,000 | 7.92% p.a. - 18.00% p.a. |
Features
• No Collateral or Guarantor required
• Based on Shariah Concept of Tawarruq (Cost-Plus Deferred Sale of Commodities)
• Monthly repayments as low as RM54 (based on RM2,000 loan with 84 month tenure)
• Approval duration up to 3 days
• Minimum loan amount: RM1,000
• Maximum loan amount: RM100,000
• Minimum duration of the loan: 6 months
• Maximum duration of the loan: 84 months