UOB Visa Infinite Card
UOB Visa Infinite Card
Catered to the affluent segment, this card offers lifestyle and travel privileges such as complimentary airport limousine service, airport lounge access and travel insurance coverage. In addition, receive up to 5X for every RM1 spent on local dining and 10X UNIRinggit for every RM1 spent overseas.
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Eligibility
Minimum monthly income
RM 10,000 (RM 120,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
you're a New To Bank customer for the first year (campaign ends 31 December 2026). and spend a minimum of RM50,000 per year (effective 1 January 2026)
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Earn 10X UNIRinggit for every overseas spend using foreign currencies. On top of that, local dining spending gets you 5x UNIRinggit points! The accumulated UNIRinggit can then be redeemed for air miles between Enrich Miles, KrisFlyer Miles or Asia Miles. Every 12,000 UNIRinggit is equal to 1,000 air miles each.
- Start your airborne journey with complimentary travel insurance of up to RM500,000 when you charge air ticket bills to a UOB Visa Infinite Card. Enjoy 12x complimentary access to selected airport lounges in Asia Pacific that can be accessed via Airport Companion by the DragonPass mobile app including exclusive private lounge access at KLIA1 (1X access per day, subject to availability). Additionally, get up to 12x complimentary limo services from KL/PJ to KLIA/KLIA2 (subject to a minimum spending amount of RM5,000 in 30 days).
Product review by CompareHero
The asking price for luxury is often steep, which is why few can afford it. But for those bold enough you can get a credit card that gives you unlimited benefits commensurate with your exclusive lifestyles.
Collect UNIRinggit reward points with UOB Visa Infinite Card
UNIRinggit is designed to reward you for spending with the UOB Visa Infinite Card.
Understand that your lifestyle requires you to travel the world, the UOB Visa Infinite Card gives you up to 10X UNIRinggit for every overseas spending made in all foreign currencies. Similar UNIRinggit Points will be credited to you when you purchase items online in foreign currency. Any other qualified transactions made outside of these categories earn you 1X UNIRinggit Point.
Local dining spending gets you 5x UNIRinggit only if you have a monthly spend of RM1,000 or above. Otherwise, you'll get 1x UNIRinggit for monthly spending lower than RM1,000 for dining.
Annual fee waiver
The annual fee of the UOB Visa Infinite Card is RM600 for the Principal card, and RM300 for the Supplementary card. However, you can get them waived when you spend RM50,000 and above annually!
Note: In addition, eligible cardmembers whose application is submitted during the Campaign Period of the RinggitPlus flash deal and successfully approved by UOB Malaysia will be entitled to enjoy a 1-year annual fee waiver. Check our page to find out more about the flash deal.
Air miles redemption
Collect UNIRinggit Points with every Ringgit spent with a UOB Visa Infinite Card and redeem air miles easily. To redeem free flights or upgrade, just spend on your UOB credit card to collect UNIRinggit.
For every 12,000 UNIRinggit Points earned, you can redeem 1,000 Enrich Miles, KrisFlyer Miles or Asia Miles; whichever to your liking and preference.
| 12,000 UNIRinggit | 1,000 Enrich Miles |
| 12,000 UNIRinggit | 1,000 KrisFlyer Miles |
| 12,000 UNIRinggit | 1,000 Asia Miles |
Airport and travel experience
Enjoy infinite travel benefits with the UOB Visa Infinite Card, ranging from airport lounge access, airport rides, immigration fast track, airport dining and air miles!
- Get complimentary travel insurance coverage worth up to RM500,000 when you charge your air tickets to a UOB Visa Infinite Card (terms and conditions apply)
- Enjoy 12x free limo rides to KLIA/KLIA2 when you spend a minimum of RM5,000 within 30 days with your UOB Visa Infinite Card (terms and conditions apply)
- 12x complimentary access to participating Plaza Premium Lounges in the Asia Pacific via Airport Companion by DragonPass mobile app, including exclusive access to the private lounge at KLIA1 (terms and conditions apply)
Note: Complimentary access to airport lounges at KLIA Terminal 2 will no longer be available.
UOB Visa Infinite Card flexible instalment plans
Don't limit your shopping appetite on local soil. The UOB Easi-Payment Plan charges you 0% when you convert a minimum of RM10,000 in a single transaction on a selected Education, Medical or Luxury Purchases category over a 12-month repayment tenure.
You can also convert a minimum of RM3,000 in a single/combined transaction(s) on selected Airlines, Hotels or Travel Agents categories.
| Spend Category | Minimum Conversion Amount | Repayment Tenure | Validity Period |
|
Education Medical Luxury Purchases |
RM10,000 in a single transaction | 12-month | Until 31 December 2025 |
|
Airlines Hotels Travel Agents |
RM3,000 in a single/ combined transaction(s) | 3-month | Until 31 December 2025 |
What documents should I prepare to make an application?
If you are a salaried employee, please prepare:
- A copy of your IC (both sides)
- Latest 3 months' salary slips OR the latest EPF statement
- Latest 6 months' bank statements
- Latest BE form with an official tax receipt
If you are self-employed, please prepare:
- A copy of your IC (both sides)
- A copy of Form 9, 24 & 49 OR Business Registration Certificate
- Latest 6 months' company bank statements
- Latest B form with an official tax receipt