UOB PRVI Miles Elite Card
UOB PRVI Miles Elite Card
An elite air miles credit card that gives you up to 12X UNIRM on overseas transactions and 5X UNIRM on airline spending, plus complimentary 8X access to selected Plaza Premium Lounge and ride home from KLIA1.
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Eligibility
Minimum monthly income
RM 8,333 (RM 100,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
you're a New To Bank customer for the first year (campaign ends 31 December 2026). and spend a minimum of RM50,000 per year (effective 1 January 2026)
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Get up to 12X UNIRinggit (UNIRM) for every RM1 spent overseas in selected countries and 5X UNIRM when you spend on airline transactions. Meanwhile, spending locally earns you 1X UNIRM for every RM1 spent. Accumulate as many UNIRM as you can and redeem with items from the UNIRinggit Rewards catalogue or offset selected purchases by paying with UNIRM which is accessible through the UOB TMRW mobile app. Additionally, enjoy a conversion rate of 12,000 UNIRM for 1,000 Enrich, KrisFlyer or Asia Miles! To top it off, get 60,000 UNIRM as a bonus upon annual fee payment.
- Enjoy 8X complimentary access per calendar year to selected Plaza Premium Lounge across 8 countries/territories, including exclusive access to the Private Lounge at KLIA1. Only 1 admission is allowed per day, subject to availability at the lounge. However, complimentary access to the Plaza Premium Lounge at KLIA Terminal 2 will be discontinued and supplementary cardmembers will also no longer have complimentary access to all airport lounges. Back from overseas and need to catch a ride home? This card grants you a complimentary ride home from KLIA1, simply by showing 3 transaction receipts made overseas, your boarding pass and your UOB PRVI Miles Elite Card at the KLIA1 Airport Limo Booth. Additionally, complimentary personal accident coverage worth up to RM300,000 which includes overseas medical and travel inconveniences, daily hospital income benefits, and purchase protection. Terms apply to all privileges!
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Earn up to 12X UNIRinggit on overseas spending
As an air miles credit card, this UOB PRVI Miles Elite Card offers you an attractive air miles redemption with the accumulation of UNIRinggit or UNIRM.
For every RM1 spent on overseas transactions in Singapore, Thailand, Vietnam and Indonesia, you earn 12X UNIRM. Meanwhile, 10X UNIRM is rewarded for overseas spending made in other countries.
Apart from that, earn 5X UNIRM when you spend RM1 on airline transactions. Additionally, get 1X UNIRM for every RM1 you spend on local transactions.
Furthermore, upon payment of the card’s annual fee, you will receive 60,000 UNIRM as a bonus every year!
Up to 2.4 air miles for Agoda spending
Valid until 30 November 2026, every RM1 spent on Agoda in the following currencies can earn you 2.4 air miles!
- Singapore Dollar
- Thai Baht
- Vietnamese Dong
- Indonesian Rupiah
If you spend on Agoda using other foreign currencies and in Ringgit Malaysia, you get 2.25 and 1.5 air miles respectively. Note that the air miles you earned are awarded as convertible UNIRM.
Interested? Check out Agoda to make a booking! Here are the terms and conditions if you want more details about this offer.
UNIRinggit to frequent flyer program miles
With the UOB PRVI Miles Elite Card, you can redeem your accumulated UNIRM with Frequent Flyer Program (FPP) such as the Enrich Miles, KrisFlyer Miles and Asia Miles. Plus, the conversion rate is low too – for every 12,000 UNIRinggit, you can redeem 1,000 Miles each.
Complimentary personal accident coverage and airport lounge access
This UOB PRVI Miles Elite Card is equipped with up to RM300,000 personal accident coverage when you charge your travel expenses using this card. This comprehensive insurance coverage includes overseas personal accidents, overseas medical and travel inconveniences, daily hospital income benefits and purchase protection. Find more details about this benefit here.
Escape from the hustle and bustle of the busy airport and unwind at participating Plaza Premium Lounge, including exclusive access to the Private Lounge at KLIA1 for a maximum of 3 hours. In there, you can enjoy a fast WIFI connection and so much more!
Enjoy this privilege to your heart's content for 8X free passes per calendar year, subject to terms and conditions. Simply present your boarding pass and credit card at the lounge reception to enter. Note that you are allowed only 1 admission per day, subject to availability at the lounge.
However, complimentary access to the Plaza Premium Lounge at KLIA Terminal 2 will be discontinued and supplementary cardmembers will no longer enjoy complimentary access to any airport lounges.
Complimentary ride home from KLIA1
Travelling is a tiring business and the moment you have touched down, there’s nothing better than to have a quick ride home to unwind. Simply present proof of 3 transaction receipts you have made overseas, your boarding pass and UOB PRVI Miles Elite Card at the KLIA1 Airport Limo Booth to enjoy the complimentary ride home.
You are allowed only 1 ride per day, subject to availability. Not to mention, overseas retail transactions must also not be more than 30 days before the redemption date.
What are the eligibility criteria for making an application?
To be eligible for the UOB PRVI Miles Elite Card, you must be 21 years old and above and have a minimum annual income of RM100,000. If you wish to apply for a supplementary card, the said cardholder must be at least 18 years old to be eligible.
What is the annual fee of the UOB PRVI Miles Elite Card?
This card comes with an annual fee of RM600 which applies to the principal card whereas it is complimentary for the supplementary card.
Note: In addition, eligible cardmembers whose application is submitted during the Campaign Period of the RinggitPlus flash deal and successfully approved by UOB Malaysia will be entitled to enjoy a 1-year annual fee waiver. Check our page to find out more about the flash deal.
What are the required documents to prepare?
For Malaysians, please prepare the following documents to apply for a UOB PRVI Miles Elite Card.
Salaried employee:
- Copy of your IC (front and back)
- Latest 3 months' salary slip
And any of the following documents:
- Latest Form B/BE (supported with tax payment receipt)
- Latest EPF statement
- Latest 3 months' bank statements
- Latest BE Form with a tax receipt
Self-employed:
- Copy of your IC (front and back)
- Photocopy of Business Registration Form
- Latest BE Form with a tax receipt
- Latest 6 months' bank statement (showing business turnover)
For foreigners, please prepare the documents below.
Salaried employee:
- Copy of Passport and
- Latest 2 months' salary slip
- Work permit valid for at least one (1) year at the time of application and
- Letter of employment