UOB Preferred Card
UOB Preferred Card
Get 10X UNIRinggit spent on streaming platforms and 5X UNIRM on dining, grocery and entertainment. Plus, 3X UNIRM all year long for your petrol and recurring transactions.
Get a Touch 'n Go E-Wallet Credit worth RM 300when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum monthly income
RM 3,000 (RM 36,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
you're a New To Bank customer for the first year (campaign ends 31 December 2026). and spend a minimum of RM20,000 per year (effective 1 January 2026)
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Earn 10X UNIRinggit when you spend on selected streaming platforms, and 5X UNIRinggit for dining, grocery and entertainment spending. Meanwhile, 3X UNIRinggit with every spend on petrol purchases and recurring payments all year long with a UOB Preferred Card. 1X UNIRinggit on other local spending. The accumulated UNIRinggit points can be redeemed with gifts, vouchers, etc. via the UNIRinggit Rewards Catalogue or even offset selected purchases by paying with UNIRinggit, which is accessible through the UOB TMRW mobile app.
- Get 3X UNIRM Points for every Ringgit spent on petrol transactions, capped at a combined transaction of RM500.
Product review by CompareHero
A preferred lifestyle begins with the right credit card. Choose the UOB Preferred Card that is packed with benefits and privileges suitable for your everyday expenses.
Get UNIRinggit with every swipe of the UOB Preferred Card
Get rewarded with UNIRinggit whenever you swipe your UOB Preferred Card on eligible categories such as Petrol and Recurring Payments. For every RM1 spent on each category, you will earn 3x UNIRinggit respectively. Other types of local spending earn you 1x UNIRinggit for every RM1 spent.
On the other hand, when you spend on Dining, Grocery, and Entertainment, you can get rewarded with 5x UNIRinggit.
Not to mention, you can also collect 10x UNIRinggit Points when you spend on selected streaming platforms such as Netflix, Amazon Prime, HBO Max and YouTube Premium.
You can redeem UNIRinggit with a host of amazing gift vouchers, merchandise, and air miles, and even pay off your annual fee from the UOB UNIRinggit Rewards Catalogue. To top it off, you may also offset selected purchases by paying with your accumulated UNIRinggit, which is accessible through the UOB TMRW mobile app.
What documents should I prepare to apply for a UOB Preferred Card?
If you are a salaried employee, please prepare:
- A copy of your IC (both sides)
- Latest 3 months' salary slips** OR the latest EPF statement
- Latest 3 months' bank statements
- Latest BE form with an official tax receipt
If you are self-employed, please prepare:
- A copy of your IC (both sides)
- A copy of your Business Registration Certificate
- Latest 6 months of company bank statements
- Latest B form with an official tax receipt
For foreigners, please prepare the documents below.
Salaried employee:
- Copy of Passport and
- Latest 2 months' salary slip**
- Work permit valid for at least one (1) year at the time of application and
- Letter of employment
**The number of months of salary slip required will depend on the applicant's job nature.