UOB EVOL Card
UOB EVOL Card
Enjoy up to 10% cashback and up to 5X UNIRinggit when you use UOB EVOL Card. Plus, enjoy great deals, discounts and an annual fee waiver.
Get a Touch 'n Go E-Wallet Credit worth RM 300when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum monthly income
RM 3,000 (RM 36,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
you're a New To Bank customer for the first year (campaign ends 31 December 2026). and you make 1x retail* transaction per statement month. *Excluding FPX transactions and EPP / IPP monthly instalments from second month onwards. To add on, the supplementary card annual fee is waived for the first 2 years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Enjoy 10% cashback on online spending and 5% cashback on e-wallet top-ups by meeting a minimum monthly retail spend of RM1,000. Both cashback categories are capped at RM15 per month.
- Get rewarded with 5X UNIRinggit for every ringgit spent on dining and entertainment, while enjoying 1X UNIRinggit on all your other daily spending. Enjoy rewards with no minimum spend and unlimited UNIRinggit earnings on every transaction.
Product review by CompareHero
Up to 8% cashback to earn with UOB EVOL Card
Card members of the EVOL card get to earn 8% cash back on Sustainable Merchants which are transactions made at L’occitane, Kiehl’s, Innisfree, M.A.C./MAC (makeup), Origins and The Body Shop (minimum spend and capping conditions apply). This list, though limited, may be changed from time to time, at the bank’s discretion.
Moreover, you will also get 5% cashback on Online (including E-Wallet Transactions), Entertainment and Contactless Parking transactions (minimum spend and capping conditions apply).
Apart from that, the maximum cashback that you can earn monthly will be tiered based on your minimum cumulative spend each month. They are as follows.
- RM30 monthly cashback cap: Minimum cumulative spend monthly from RM1,000 to RM1,999.99
- RM50 monthly cashback cap: Minimum cumulative spend monthly from RM2,000 or above
We also would like to highlight that there is a maximum cashback of RM15 for E-Wallet Transactions, regardless of the minimum monthly cumulative spend shown above.
Annual fee waiver
Similar to the previous UOB YOLO Card, you will get to enjoy an annual fee waiver with the UOB EVOL Card.
The annual fee remains at RM90 or RM7.50 monthly for the Principal card, and RM30 for the Supplementary card.
The first year is free for the Principal card, and the annual fee will be automatically waived upon one (1) retail transaction made per calendar month in the subsequent years. Meanwhile, the Supplementary cardholders can enjoy a 2-year annual fee waiver.
Note: In addition, eligible cardmembers whose application is submitted during the Campaign Period of the RinggitPlus flash deal and successfully approved by UOB Malaysia will be entitled to enjoy a 1-year annual fee waiver. Check our page to find out more about the flash deal.
What is the eligibility requirement to apply for the UOB EVOL Card?
Anyone at the age of 21 years or older with a minimum monthly income of RM3,000 or RM36,000 annually is eligible to apply for the UOB EVOL Card.
What are the required documents to make an application?
If you are a salaried employee, please prepare:
- A copy of your IC (both sides)
- Latest 3 months' salary slips OR the latest EPF statement
- Latest 6 months bank statements
- Latest BE form with an official tax receipt
If you are self-employed, please prepare:
- A copy of your IC (both sides)
- A copy of Form 9, 24 & 49 OR Business Registration Certificate
- Latest 6 months company bank statements
- Latest B form with an official tax receipt