Standard Chartered Priority Banking Visa Infinite
Standard Chartered Priority Banking Visa Infinite
Standard Chartered Priority Banking Visa Infinite is a premium travel credit card with benefits that reward your total banking relationship.
Eligibility
Minimum monthly income
N/A
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Exclusively for Standard Chartered Priority Banking members
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest EPF statement (minimum 6 months – 2 years contribution)
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
First 2 years free, and waived when you spend a minimum of RM10,000 per year per card on the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- For every RM1 (equivalent in foreign currency) spent overseas, you'll earn 5x points. On the other hand, spending locally rewards you with 1x point for every RM1 spent. Furthermore, you can even collect points on the balances of your Standard Chartered home loans, deposits and investment products. The accumulated 360° Rewards Points can be redeemed for a selection of gifts or vouchers or better yet, Air Miles for free flights with AsiaMiles, KrisFlyer, Enrich and AirAsia BIG at 7,000 points, equal to 1,000 Air Miles.
- Unlimited complimentary access with one complimentary guest per visit to over 1,000 airport lounges globally via LoungeKey and 24-hour Worldwide Travel assistance. Principal cardholders can enjoy complimentary Travel and Medical Insurance coverage worth up to RM50,000 with at least one transaction made on their credit card during their overseas trip. Additionally, enjoy up to RM80 cashback on your airport limo ride home from KLIA, including KLIA Ekspres from KLIA and KLIA2, subject to 3 swipes in foreign currencies while travelling abroad with this card. Terms and conditions apply.
Terms and Conditions
Product review by CompareHero
Exclusively made for Standard Chartered's Priority Banking members, get first-class passes to a whole new level of rewarding travel and lifestyle privileges with the Priority Banking Visa Infinite credit card.
Standard Chartered Priority Banking Visa Infinite, 360° Rewards Points
Your Priority Banking Visa Infinite credit card is truly rewarding as you can earn 360° Reward Points from existing portfolios such as fixed deposits, personal home loans and savings accounts, capped at 4,000 points each.
This means that you not only earn from your Standard Chartered Priority Banking Visa Infinite spend but also from your ongoing relationship with Standard Chartered.
When transactions are done in a foreign currency, you are entitled to get 5 times the 360° Reward Points.
You can exchange it for air miles, vouchers and other amazing golf, travel and lifestyle rewards!
Cash Back on Airport Transfers
Once you return from your trip, you can enjoy up to RM80 cashback on your airport limousine or KLIA Ekspres ride home.
So, if your usual taxi ride home from the airport is about RM80, your ride is essentially paid for!
- Step 1: Swipe 3 times in foreign currency while travelling overseas with your Priority Visa Infinite credit card
- Step 2: Pay for your ride home via Airport Limo or KLIA Ekspres with this card
- Step 3: Get awarded cashback on your ride up to RM80 within 60 days
Standard Chartered Priority Banking Visa Infinite, The Ultimate Travel Mate
Right from the moment you step into the busy airport terminals, you (the principal cardholder) will be presented with a Priority Pass for complimentary access to over 1,000 airport lounges globally via LoungeKey. You just need to ensure you have a valid boarding pass and mention "LoungeKey" when visiting participating airport lounges. You can check out the list here.
Additionally, please note that a pre-authorization amount of USD 3.25 will be charged to your card and released within 14 days by LoungeKey.
Your Priority Banking Visa Infinite credit card comes with a 24/7 worldwide concierge service to assist you with your trip planning, hotel reservations, flight and restaurant reservations, car rental, performance ticket bookings as well as other requests.
You are also covered up to RM50,000 with complimentary travel and medical insurance when you charge your overseas spending on your Standard Chartered Priority Banking Visa Infinite. Terms and conditions apply.
What happens if I do not make a repayment on time?
There will be a finance charge incurred on the outstanding credit card balance that is overdue. This finance charge, ranging from a minimum of 15% per annum to a maximum of 18% per annum, is tiered based on the user's repayment behaviour in the last 12 months.
See the table below for reference:
| Annual Rates | Conditions |
| 15% | Cardmembers who promptly settle their Minimum Monthly Payment due for 12 consecutive months. |
| 17% | Cardmembers who promptly settle their Minimum Monthly Payment due for 10/11 months in the last 12 consecutive months. |
| 18% | Cardmembers who make 9 months or less prompt payments of their Minimum Monthly Payment in the last 12 consecutive months. |
For example, if within 12 months from the card approval date you have missed 3 credit card repayments consecutively, an 18% per annum finance charge will be levied on the credit card outstanding balance.
After you have managed to consistently repay your credit card outstanding balance promptly and in full for 12 consecutive months, the finance charge will default to the minimum.