OCBC Premier Voyage MasterCard
OCBC Premier Voyage MasterCard
Premium travel card for OCBC Premier Banking members. Earn Voyage Miles that never expire, 4x complimentary lounge access, and USD 1million travel insurance.
Eligibility
Minimum monthly income
N/A
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
OCBC Premier Banking members*
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year, valid until 31 December 2026 and spend a minimum of RM80,000 for the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Make every Ringgit spent count! For each RM5 spent locally or overseas, you will be rewarded with 1 Voyage Miles. These Voyage Miles never expire so collect and exchange them for free flights whenever you want, on the airline of your choice and to any destination!
- Relax and unwind at KLIA Plaza Premium Lounge at absolutely no cost for 4 times per year! Simply present your card at the counter and walk into world-class lounge facilities that include a free flow of beverages, Chef's choice of food and international TV channels. Travel with peace of mind knowing that OCBC has got you covered with free travel insurance up to USD 1 million of coverage! Terms and conditions are applied to all privileges.
Terms and Conditions
Product review by CompareHero
Elevate Your Travel Experience with Exclusive Rewards – OCBC Premier Voyage Mastercard
The OCBC Premier Voyage Mastercard is designed for discerning Malaysian travelers who seek unparalleled rewards and privileges. Exclusively available to OCBC Premier Banking customers, this card transforms every transaction into limitless opportunities, ensuring that your journeys are not only memorable but also incredibly rewarding.
More than just a credit card, the OCBC Premier Voyage Mastercard embodies sophistication and sustainability. Crafted from premium recycled PVC, it seamlessly blends eco-conscious innovation with refined elegance, making it a statement piece for those who appreciate both luxury and responsible living.
Effortless Transactions with Contactless Convenience
The enhanced OCBC Premier Voyage Mastercard now features contactless payment capabilities, offering a quick, secure, and hassle-free way to pay for your everyday expenses. Whether you're shopping, dining, or traveling abroad, simply tap to pay and enjoy seamless transactions, making this card the perfect companion for both daily use and international adventures.
Earn Unlimited Voyage Miles with No Expiry
With the OCBC Premier Voyage Mastercard, every transaction brings you closer to your next adventure.
Earn 1 Voyage Mile for every RM5 spent locally and 1 Voyage Mile for every RM3 spent overseas.
These miles never expire and are free from blackout dates, offering the flexibility to redeem flights, cashback, luxurious staycations, and premium shopping experiences at your convenience.
| Spending category | Earning Rate | Expiry |
| Local Transactions | 1 Voyage Mile every RM5 | No Expiry |
| Overseas Transactions | 1 Voyage Mile every RM3 | No Expiry |
Exclusive Travel Privileges
Enhance your travel comfort with four complimentary accesses per year to the Plaza Premium Lounge at KLIA.
Your companions also enjoy a 25% discount on lounge access, ensuring a relaxed pre-flight experience for everyone. Benefit from comfortable workstations, complimentary Wi-Fi, a diverse buffet spread, and access to global newspapers and magazines.
| Lounge Benefit | Details |
| Complimentary Access | 4 times per year at Plaza Premium Lounge |
| Companion Discount | 25% off lounge access fees |
| Amenities | Workstations, Wi-Fi, buffet, publications |
Concierge Services with Voyage Exchange
Experience world-class concierge services with Voyage Exchange, designed to cater to your every need, anytime, anywhere. Available 365 days a year, this premium service ensures that your lifestyle remains effortless and luxurious. Whether you're planning a vacation, securing exclusive reservations, or in need of personalized assistance, Voyage Exchange is always ready to assist.
- Hassle-Free Travel Planning – Get expert assistance in curating your perfect holiday itinerary, from flights and accommodations to exclusive experiences at your destination.
- Priority Reservations – Secure the best seats for fine dining, concerts, and exclusive events, ensuring unforgettable moments.
- Convenient Lifestyle Assistance – Enjoy access to personal shopper services, flower deliveries, and other curated experiences, tailored to your preferences.
With Voyage Exchange, the OCBC Premier Voyage Mastercard takes your lifestyle to the next level, offering unparalleled convenience and indulgence wherever you go.
Seamless Redemption Options
Redeeming your Voyage Miles is straightforward and versatile:
- Flight Redemptions: Convert Voyage Miles to Singapore Airlines' KrisFlyer miles, with every 3,000 Voyage Miles equating to 1,000 KrisFlyer miles.
- Cashback: Redeem 5,000 Voyage Miles for RM50 cashback, directly credited to your Premier Voyage account.
- Luxury Vouchers: Exchange 12,500 Voyage Miles for RM500 cash vouchers at esteemed hotels like Banyan Tree Kuala Lumpur, EQ Kuala Lumpur, and Pavilion Hotel Kuala Lumpur, valid until 31 March 2026.
FREE Up to USD1 Million from OCBC Premier Voyage MasterCard
To all the wanderers out there, stress less and let OCBC take care of the details.
Charge all your fares to the OCBC Premier Voyage MasterCard and travel worry-free. OCBC has got you covered with travel insurance of up to USD 1 million.
Eligibility Criteria for OCBC Premier Voyage MasterCard application
Exclusivity is the core of this card, which means you have to be an OCBC Premier Banking Member to be eligible for this card.
Fortunately becoming a member is not too hard a feat. Simply maintain an OCBC Premier Banking relationship with a minimum of RM300,000 in either deposits, investments or both with OCBC Bank.
Other than that, you just have to be over the age of 21.
If ever you lose your OCBC Premier Voyage Card, don’t be alarmed, you can replace that fine piece of Duralumin for a sum of RM500 once off.
For affluent travelers seeking a credit card that seamlessly combines luxury, flexibility, and rewarding experiences, the OCBC Premier Voyage Mastercard stands out. Its unlimited, non-expiring Voyage Miles, coupled with exclusive travel privileges and investment-linked rewards, make it a compelling choice for those aiming to elevate their travel and lifestyle experiences.