Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i
Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i
Earn up to 8% cashback on eco-friendly spends, track your carbon footprint, and offset it via reforestation.
Get a Nintendo Switch 2 worth RM 2,488when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum monthly income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Earn 8% cashback at ESG-friendly (Environment, Social and Governance) merchants and 0.5% on other contactless retail purchases, including Apple Pay, Google Pay, and Samsung Pay. Both categories are capped at RM35 monthly, and exclusions apply for petrol, airlines, government payments, JomPay, e-wallet reloads, cash advances, and utilities.
Product review by CompareHero
Go Green and Get Rewarded with Maybank Islamic myimpact Credit Card
Looking for a credit card that supports your eco-friendly lifestyle? The Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i is Malaysia’s first Shariah-compliant sustainable credit card that rewards you for making greener choices. Earn cashback, and even track your carbon footprint—all while enjoying exclusive Mastercard privileges.
Track and Offset Your Carbon Footprint
This card introduces Malaysia’s first Carbon Footprint Tracker and Carbon Offset program, allowing you to take real action for the environment.
- Carbon Tracking – Estimates your carbon emissions based on your spending.
- Carbon Offset – Reduce your impact by contributing to reforestation projects.
- Easy Access – Manage everything via the Maybank MAE App or Maybank2u website.
- Certified Contributions – Receive a certificate for every successful carbon offset.
Earn Up to 8% Cashback on Eco-Friendly Categories
Earn 8% cashback when you spend on sustainable and ESG-friendly categories, such as:
- Public Transport (RapidKL, Easybook, Aeroline)
- Ride-Hailing and Car Rentals (Grab, Socar)
- EV Charging and Solar Energy (Verdant Solar, ERS Energy)
- Education (Tenby Schools, Sri KDU, Beaconhouse)
- Sports and Health (JD Sports, ClassPass, Celebrity Fitness)
- Used and Repair Services (Mister Minit, Cash Converters)
You will also earn 0.5% cashback for contactless payments, including Samsung Pay, Apple Pay and Google Pay. This cashback is capped at RM35 per month. You won't be earning any cashback for categories such as petrol, airlines, JomPAY, e-wallet reloads, or utilities.
Need more details about cashback? Here are the terms and conditions for your reference.
Exclusive Mastercard Platinum Benefits
With your Maybank Islamic myimpact Ikhwan Mastercard Platinum, enjoy:
- E-Commerce Purchase Protection – Shop online with confidence.
- Mastercard Global Services – Get assistance anytime, anywhere.
- Concierge Services – Travel, lifestyle, and dining perks at your fingertips.
No Annual Fees – Ever!
Enjoy all these benefits without any annual fees! Just an RM25 Sales & Service Tax per year. Plus, there are:
- No late payment charges.
- No compounding management fees.
Who Can Apply?
You’re eligible for the Maybank Islamic myimpact Credit Card if you are a Malaysian or an expatriate working in Malaysia, earning a minimum annual income of RM24,000 or RM2,000 per month.
However, as this is a Shariah-compliant credit card, certain transactions are prohibited, including:
- Alcohol, beer, wine, and liquor purchases
- Tobacco products (cigar stores and stands)
- Funeral services and crematories
- Dating and matchmaking services
- Gambling-related transactions, including:
- Betting, casino chips, race track wagers
- State lotteries and government-owned lotteries (Malaysia & abroad)
- Licensed online casinos and horse/dog racing (US region)
By ensuring your transactions align with Shariah principles, you can fully enjoy the benefits of this ethical and eco-friendly credit card.
Documents Needed to Apply
Salaried Employees:
- IC (both sides) or Passport.
- Latest BE form with tax receipt.
- Last 3 months' salary slips.
- Last 6 months' bank statement.
Self-Employed:
- IC (both sides) or Passport.
- Business Registration Certificate.
- Last 6 months' bank statement.
Expatriates:
- IC (both sides) or Passport.
- Employer letter confirming contract duration.
For a supplementary card, just provide a copy of the cardholder’s IC or Passport.
Start Making an Impact Today
Make every transaction count towards a greener future while enjoying exclusive rewards, cashback, and privileges. Apply for your Maybank Islamic myimpact Credit Card today!