
Lazada UOB Card
Lazada UOB Card
Shop on the Lazada app or reload your Lazada Wallet to get rewarded with 10X UNIRM, including 5X UNIRM on selected categories.

Get a Touch 'n Go E-Wallet Credit worth RM 300when you apply with CompareHero*
* T&Cs apply
Eligibility
Minimum monthly income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months salary slip
- Latest B/BE Form with official tax receipt
- Latest EPF statement
- Latest 3 months bank statement
Fees & Charges
Interest Rate
15% - 18%

Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
you're a New To Bank customer for the first year (campaign ends 31 December 2026). and spend a minimum of RM15,000 per year (Effective 1 January 2026)
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Get 10X UNIRinggit (UNIRM) for every RM1 spent on Lazada and Lazada Wallet transactions, and 5X UNIRM on selected online lifestyle and entertainment spending, including telecommunication and insurance spending. Any other types of spending get you 1X UNIRM. Spend RM1,500 and above monthly, you will get 1,000 UNIRM as a bonus!
Product review by CompareHero
Introducing the Lazada UOB Card for those who love to shop online and be rewarded handsomely!
10X UNIRinggit on Lazada and Lazada Wallet
Every time you shop at the Lazada app, it gets even more rewarding as you will earn 10X UNIRinggit when you check out using your Lazada UOB Card. Not just that, reloading your Lazada Wallet gets you 10X UNIRinggit too.
| UNIRinggit | Spend at/on | Maximum spending |
| 10X UNIRinggit for every RM1 | Lazada and Lazada Wallet spending | Capped at RM500 cumulative per statement month |
| 1X UNIRinggit for every RM1 | Lazada and Lazada Wallet spending | Above RM500 per statement month |
An illustration: Cumulative Lazada and Lazada Wallet spend of RM600 per statement month.
- (RM500 X 10 UNIRM) + (RM100 x 1 UNIRM)
- 5000 + 100
- 5100 entitled UNIRinggit.
5X UNIRinggit on selected categories
Shopping and paying bills online are the new norm now. It is seamless and can save you a lot of time too. So, when you pay for your online entertainment bills such as Netflix, Spotify, ClassPass, PlayStation and others every month, 5X UNIRinggit are yours!
Plus, online lifestyle or food delivery such as foodpanda, Grab, KURIN, DeliverEat and Domino’s are included in this category as well. Not to mention, paying for your phone bills and insurance online gets you 5X UNIRinggit as well.
| UNIRinggit | Spend at/on | Maximum spending |
| 5X UNIRinggit for every RM1 |
Selected online lifestyle spending namely
1. DeliverEat 2. Domino’s 3. foodpanda 4. Grab 5. KURIN Selected entertainment spending namely 1. Apple 2. ClassPass 3. iflix 4. Netflix 5. Playstation 6. Spotify 7. SteamGames 8. YouTube Telecommunication and insurance spend |
Capped at RM500 cumulative per statement month |
| 1X UNIRinggit for every RM1 |
Selected online lifestyle spending namely
1. DeliverEat 2. Domino’s 3. foodpanda 4. Grab 5. KURIN Selected entertainment spending namely 1. Apple 2. ClassPass 3. Iflix 4. Netflix 5. PlayStation 6. Spotify 7. SteamGames 8. YouTube Telecommunication and insurance spend |
Above RM500 cumulative on the same statement month |
Monthly UNIRinggit spend bonus
Shopping gets even more rewarding with the Lazada UOB Card. Earn an extra 1,000 UNIRinggit when you shop and spend a minimum of RM1,500 in a statement month.
| UNIRinggit | Spend at/on | Maximum spending |
| 1,000 UNIRinggit for every RM1,500 | Monthly UNIRM spends bonus | RM1,500 or more in a given statement month |
Other types of spending
For all of your other retail spending, you will get 1X UNIRinggit for every RM1 spent.
| UNIRinggit | Spend at/on | Maximum spending |
| 1X UNIRinggit for every RM1 | Other types of spending mentioned above | Uncapped |
UNIRinggit redemption with Lazada UOB Card
UNIRinggit earned under a Lazada UOB Card can be offset or used to pay for your Lazada purchases via the UOB TMRW app. Check out the T&C to find more details about redeeming your UNIRinggit.
Exclusive Lazada vouchers, free shipping and monthly deals
Other than the benefits mentioned above, there are more exclusive deals and rewards when you sign up for the Lazada UOB Card!
- RM28 Lazada Voucher every Monday via the Lazada app, subject to a minimum spend of RM200 in a single transaction and is limited to Lazada registered customers and 500 redemptions weekly – 1X redemption, per week, per customer. Lazada UOB Credit Card Offer T&C
- RM8 monthly discount voucher via the Lazada app on the 8th of every month, subject to a minimum spend of RM45 in a single transaction and is limited to Lazada registered customers and 2,700 redemptions monthly – 1X redemption, per month, per customer. Lazada UOB Credit Card Offer T&C
- RM5 worth of free shipping vouchers every Friday via the Lazada app, subject to a minimum spending of RM15 in a single transaction and is limited to Lazada registered customers and 600 redemptions weekly – 1X redemption, per week, per customer. Lazada UOB Credit Card Offer T&C
- Exclusive Lazada mega-sales vouchers and year-long discounts, specially curated for Lazada card members. Lazada UOB Credit Card Offer T&C
Who can apply for this card?
Anyone at the age of 21 years and over and has a minimum annual income of RM24,000 or RM2,000 monthly can apply for a Lazada UOB Card.
What are the required documents to apply for a Lazada UOB Card?
For Malaysians, please prepare the following documents to make an application.
Salaried employee:
- Copy of your IC (front and back)
- Latest 3 months' salary slips
And any of the following documents:
- Latest Form B/BE (supported with tax payment receipt)
- Latest EPF statement
- Latest 3 months' bank statements
- Latest BE Form with a tax receipt
Self-employed:
- Copy of your IC (front and back)
- Photocopy of Business Registration Form
- Latest BE Form with a tax receipt
- Latest 6 months' bank statement (showing business turnover)
For foreigners, please prepare the documents below.
Salaried employee:
- Copy of Passport and
- Latest 2 months' salary slip
- Work permit valid for at least one (1) year at the time of application and
- Letter of employment
What is the annual fee for the Lazada UOB Card?
The annual fee for the principal card is RM100 and RM70 for the supplementary card. You can enjoy an annual fee waiver simply by spending RM15,000 and above yearly.
Note: In addition, eligible cardmembers whose application is submitted during the Campaign Period of the RinggitPlus flash deal and successfully approved by UOB Malaysia will be entitled to enjoy a 1-year annual fee waiver. Check our page to find out more about the flash deal.