HSBC TravelOne Credit Card
HSBC TravelOne Credit Card
Enjoy instant reward redemptions with TravelOne Credit Card! Get up to 8x reward points, complimentary travel insurance and annual passes to selected airport lounges.
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Eligibility
Minimum monthly income
RM 8,500 (RM 102,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
First year free, and waived in the subsequent years when you meet an annual spend of RM20,000
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Enjoy 8x reward points on all spending using foreign currencies, and 5x reward points on local travelling expenses, including dining spend. Collect as many reward points as you can and redeem them with various redemption partners, such as air miles from Malaysia Airlines or airasia, hotel points from Marriott Bonvoy and more! Please note that petrol, government-related transactions, charitable transactions, Quasi Cash transactions, and any fees or charges are excluded from reward points earning.
- Get 6x complimentary annual passes (shared between the Principal and Supplementary cardholders) to participating Plaza Premium Lounge in KLIA, Singapore Changi Airport and Hong Kong International Airport. Moreover, complimentary travel insurance coverage of up to USD 250,000, inclusive of travel medical and inconveniences plus COVID-19, provided you charge the full fare of your flight ticket(s) with this TravelOne credit card.
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Get rewarded for your travels and redeem them instantly with the HSBC TravelOne Credit Card. It's time to elevate the way you travel with airline and hotel perks you can redeem through the app.
Redeem your rewards instantly
Redeem your rewards as soon as you want to with the HSBC TravelOne Credit Card's instant redemption feature. Redeem perks from a wide selection of hotel and airline partners through HSBC Malaysia's Mobile Banking app. For most of the partner merchants, you can use your chosen reward/s as soon as you select it in the app.
Earn up to 8x Reward points
Using your HSBC TravelOne Credit Card will lead you to your desired reward fast with its accelerated Reward points, especially when it comes to travel-related spending. Below are the number of Reward points you'll receive for every spend.
| Category | HSBC Reward Points |
| All foreign currency spend | 8x reward points |
| Travel spend (airlines, hotels and travel agencies) | 5x reward points (local spend) |
| Dining spend | 5x reward points (local spend) |
| All other eligible spend | 1x reward points |
Frequently Asked Questions (FAQ)
Does the HSBC TravelOne Credit Card have additional fees and charges?
• RM25 for sales and service tax purposes
• Late payment fee of 1% or a minimum of RM10 from the overdue amount, whichever is higher. Maximum is RM100.
• Interest rate of 15% annually, provided you make the minimum monthly repayment which is 5% or RM50 from the overdue amount, depending on which amount is higher.
What are HSBC TravelOne Credit Card's main benefits?
• Up to 8x reward points on various local and international spend
• Complimentary travel insurance coverage up to USD250,000
• 6x complimentary annual access (shared between the Principal and Supplementary cardholders) to Plaza Premium Lounge in KLIA, Hong Kong and Singapore
• Exclusive year-long travel offers on Agoda!