HSBC Premier World Mastercard Credit Card
HSBC Premier World Mastercard Credit Card
Great reward points credit card exclusively for HSBC Premier account holders. This is a premium credit card that rewards you when you shop and travel.
Eligibility
Minimum monthly income
N/A
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
HSBC Premier account holder with a minimum of RM300,000 in total relationship balance with HSBC
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Get up to 10X reward points on your overseas spending, plus an additional 5X reward points each month when you meet the Premier eligibility criteria — offer valid until 31 December 2026! Also, earn 5X reward points on groceries and online shopping (Lazada, Shopee, Zalora, Grab and Fave). Not just that, you can earn 8X reward points when you perform any contactless payment. The accumulated reward points can be redeemed with exciting items or vouchers and others via the HSBC Premier World Rewards Catalogue.
- Complimentary 6x access to participating Plaza Premium Lounges at selected airports such as KLIA Terminal 1, Hong Kong International Airport and Singapore Changi Airport. Additionally, enjoy a Global Data Roaming Pass by Flexiroam in over 120 countries. Terms and conditions apply. To top it off, you can enjoy complimentary travel insurance with coverage of up to USD500,000 provided by Mastercard when you travel!
Terms and Conditions
Product review by CompareHero
Up to 15x Reward Points to collect
HSBC Premier World Mastercard features a 4-tier reward points system that promises generous returns.
Cardholders who love to travel abroad and shop at any overseas retail can earn 10x Reward Points whenever they swipe their World Mastercard credit card. Not just that, you can elso enjoy an additional 5x reward points each month when you meet the Premier eligibility criteria, valid until 31 December 2026.
Meanwhile, any contactless payments made will grant you as much as 8x Reward Points.
Groceries shopping gets even more rewarding as you can gain 5x Reward Points, the same as when you shop online and use your e-wallet. The eligible participating merchants are Lazada, Shopee, Zalora, Grab and Fave.
For all the other spending, you are entitled to 1x Reward Point.
This reward points system makes it so quick and easy for HSBC Premier World Mastercard cardholders to collect points and redeem exciting deals and privileges from the HSBC VIP Rewards Programme.
You will be spoilt for choice with so many options including dining & shopping vouchers, electronic gadgets, home and kitchen appliances, watches, lifestyle items, travel accessories and more.
Reward Points earned are valid for up to 3 years. All Reward Points must be redeemed prior to their expiry.
First-class travel privileges
You can also travel in style as cardholders have a Priority Pass to participating Plaza Premium Lounge for 6X per year. Feel free to lounge around for up to 3 consecutive hours per day and escape the busy crowd at the airport with this privilege! Click here to check out the terms and conditions.
For ultimate convenience, Mastercard Global Concierge Service will provide 24-hour service to assist cardholders from anywhere in the world.
Travelling around the world is made even more pleasurable with this HSBC credit card.
Cardholders get to enjoy exclusive shopping, dining and entertainment discounts offered at 19,000 outlets in more than 160 countries under the Home & Away Privilege Programme.
HSBC Premier World Mastercard, exclusively for Premier account holders
Reflecting the prestige of HSBC Premier Banking Services, the HSBC Premier World Mastercard is offered exclusively to Premier Account Holders only.
In addition, the customer must have a minimum of RM200,000 combined balances of all his or her accounts maintained with HSBC to be eligible for this credit card.
For those who qualify, this premium reward and travel privilege credit card are free for life.