HSBC Premier Travel Credit Card
HSBC Premier Travel Credit Card
Exclusive to HSBC Premier customers. Earn air miles, enjoy USD travel insurance, and access premium travel benefits.
Eligibility
Minimum monthly income
N/A
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
By-invitation and eligible for HSBC Premier Elite account members only with a minimum of RM3,000, 000 in total relationship balance with HSBC
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for the first year and you spend more than RM45,000 annually on the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Earn 1.1 Air Miles for every RM1 spend overseas, capped at 20,000 Air Miles; whereas 1 Air Mile for every RM4 spent locally, capped at 30,000 Air Miles per calendar month. You can also convert Air Miles to cash back into Premier Junior Savers Account!
- Enjoy 12x complimentary visits to participating Plaza Premium Lounges in selected international airports worldwide for the primary cardholders, including an e-commerce protection plan for up to USD 200 by Mastercard. Additionally, enjoy Global Data Roaming by Flexiroam in over 150 countries, unlimited free access to Digital Health services by Medi24, a 10% discount on Expedia hotel bookings, and a 7% discount on Agoda hotel bookings. Terms apply to all perks!
Terms and Conditions
Product review by CompareHero
No hidden figures with HSBC Premier Travel Credit Card
Owning an exclusive, higher-end plastic card can cost more than you can afford.
But HSBC is going the extra mile to make it affordable for you by waiving the annual fee of RM600 for the first year!
You can continue to enjoy a lifetime fee waiver if you spend more than RM45,000 annually with HSBC Premier Travel Credit Card in the subsequent years.
Collect air miles on each spending
A travel-focused card for a travel junkie - now you have all the reasons to start planning your next trip as this credit card offers a unique reward program that allows you to accumulate Air Miles faster with every purchase made.
Get the most out of this HSBC credit card by spending on retail purchases to enjoy savings on your next air ticket purchase, subject to a capping of 20,000 Air Miles for overseas spending and 30,000 Air Miles for local spending per calendar month.
Since it works similarly to point harvesting, Air Miles enables you to redeem not only Air Miles from your frequent-flyer program but also a host of other benefits under HSBC's reward programs.
Balance Transfer Instalment
They say shopping makes you feel good; but when you end up raking up so many debts, can you still call it therapy?
For those who are struggling to keep up with their credit card debts, worry not!
You can consolidate all of your credit card outstanding balances and transfer to HSBC Premier Travel Credit Card and enjoy a low 3.88% one-time upfront fee for 12 months.
Complimentary airport lounge access in 18 countries
Enjoy 12x complimentary access to participating airport lounges across the world which include Cambodia, the United Kingdom, Dubai, Canada and so much more.
Escape the busy crowd of the airport and unwind until your boarding time comes with privileged access to refreshments, business amenities, and a fast WIFI connection.
When you have exceeded the 12th access, you or your spouse or children will then be charged with the lounge's prevailing rates accordingly.
To find out more details about this benefit, please click the terms and conditions here.
More travelling perks with HSBC Premier Travel Credit Card
Enjoy great discounts and savings on hotel bookings via Expedia (10% discount) and Agoda (7% discount) when you swipe using your HSBC Premier Travel credit card.
While you're abroad, you will get to enjoy a Global Data Roaming Pass exclusively by Flexiroam in over 150 countries. Learn more here.