HSBC Platinum Credit Card
HSBC Platinum Credit Card
Get up to 8X reward points on your everyday purchases, and claim exclusive dining or travel rewards! No annual fee when you do 12x swipes in a year and meet annual spending of RM2,000.
Eligibility
Minimum monthly income
RM 8,500 (RM 102,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest BE Form with official tax receipt
- Latest 3 months salary slip
- Latest 6 months bank statement
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
you do 1x swipe once a month for 12 consecutive months, and meet annual spending of RM2,000
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Tap for your daily purchases (contactless purchases via MasterCard Tap & Go™, Visa payWave, Samsung Pay, Apple Pay or Google Pay) and earn 8X reward points. Meanwhile, spending Online (Lazada, Shopee, Zalora, Grab and Fave), Overseas and Grocery purchases will give you 5X reward points. The accumulated reward points can then be redeemed for Shopee and Grab vouchers, including attractive gifts via the HSBC Rewards Programme.
- Enjoy more shopping, dining, and entertainment perks while abroad with HSBC's Home & Away. You'll get special discounts when you swipe using your HSBC Platinum credit card, wherever you go!
Terms and Conditions
Product review by CompareHero
Attractive Reward Points with HSBC Platinum Credit Card
Love shopping? HSBC Platinum is the best credit card for you!
Cardholders will be rewarded with up to 8x Reward Points for every RM1 spent when payment is made via contactless transactions.
Additional categories to earn accelerated reward points are Grocery, Online and Overseas spending.
- Earn 8x Reward Points* for all Contactless spending (such as MasterCard Tap & Go™, Visa Paywave, Samsung Pay, Apple Pay or Google Pay)
- Earn 5x Reward Points* for Online spending with Lazada, Shopee, Grab, Zalora, and Fave
- Earn 5x Reward Points* for Groceries spend
- Earn 5x Reward Points* for Overseas spend
*Terms and conditions apply.
Home & Away Programme
This HSBC credit card is recognized worldwide!
Enjoy discounts, offers and other benefits on dining, accommodation, leisure and entertainment when you travel overseas be it in America, Asia, Europe, or the Middle East.
HSBC SMS Alert
HSBC promises you convenience and flexibility. Using the Internet and phone banking, save the hassle of rushing to the bank during your one-hour lunchtime!
With HSBC SMS Alert, you will be notified of any transaction in your account, free of charge. Moreover, sign up with HSBC's Bill Payment service so you can stop worrying about overdue utility and phone bills.
Save More With HSBC Platinum Credit Card
HSBC Balance Transfer Plan allows you to save up to 73% on the interest rate when you transfer your balance from other banks' credit cards to your HSBC Platinum credit card.