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3X reward points for overseas spending
AmBank Visa Signature Card

AmBank Visa Signature Card

AmBank Visa Signature Card

RM 6,667Min. monthly income
RM 0Annual Fee
18% p.aInterest Rate

Save on hotel rooms, dining and golf courses with big discounts, airport lounge with 6x free access and travel insurance with up to RM1 million coverage.

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Eligibility

Minimum monthly income

RM 6,667 (RM 80,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Document required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest 1-3 months salary slip
  • Latest EPF statement (3 months)
  • Latest 3 months bank statement
  • Latest B/BE Form/E-Filing with official tax receipt

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

Free for life and Free for the first 3 supplementary cards, 4th supplementary card onwards is RM188 p.a.

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Benefits

  • Spend RM1 overseas on retail purchases, except online transactions, and get 3x AmBonus Points. Convert reward points to gifts or air miles with your favourite frequent flyer programs. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.
  • Enjoy 6x free passes to participating Plaza Premium Lounge in a year locally and overseas (subject to minimum spending criteria), including Visa Concierge Service for assistance while travelling abroad, and complimentary RM1 million travel insurance coverage. All are subject to terms and conditions.

Product review by CompareHero

Calling all travel enthusiasts - if you’re in need of a credit card that satisfies your travelling needs, the AmBank Visa Signature is just the right one for you! With ample rewards and special privileges you simply can’t ignore, you’ll be able to gain a luxury travelling experience.

Pamper yourself with exclusive privileges

It’s always better to travel to your favourite places with special travel privileges such as access to Plaza Premium Lounges in more than 50 countries! You must spend a minimum of RM1,000 within a calendar month before each visit to be eligible.

Travelling with guests? No worries - let them experience luxury by getting a 25% discount on Plaza Premium Lounges in Malaysia and a 20% discount for international lounges. Find out more details in the terms and conditions.

That’s not the only privilege you’ll gain with the AmBank Visa Signature! When you decide to have a group dine in for lunch or dinner at any Marriott hotel, you could receive up to a 50% discount. If you visit on your birthday, receive a complimentary birthday cake! Happened to book a room at one of the Marriott hotels? Charge it to your AmBank Visa Signature Credit Card to receive 20% off!

Get Ambank Reward Points when you splurge overseas

Always spend your money overseas with endless shopping, dining at restaurants and indulging in entertainment? You’ll be thankful that the AmBank Visa Signature rewards you with 3x AmBonus Points for all your transactions made overseas! Do take note that this doesn’t include your online transactions.

Once you’ve collected enough AmBonus Points, you can convert them into Air Miles, consisting of more than 50 airline partners, including AirAsia BIG, Asia Miles, Singapore Airlines KrisFlyer and Enrich. Who can say no to free flight tickets? Definitely not you - especially if you’re a travel junkie! You can also redeem interesting vouchers and products with your accumulated AmBonus Points.

Travel carefree with nothing to worry about

What do we mean by this? When you travel the world, things can happen and unforeseen circumstances might occur. With the AmBank Visa Signature, not only will you receive insurance travel coverage, but your family members will receive it as well! We all know family trips are the best - and it’s always better knowing we will be fully covered for any travel inconveniences for up to RM1,000,000. You just need to make sure you charge all your flight tickets to your AmBank Visa Signature Credit Card.

Other than travel insurance, the AmBank Visa Signature also comes with a 24/7 concierge service where you can simply contact them at any time of the day when you need information about your hotel, travel, medical, and so on.

Frequently Asked Questions (FAQ)

What are the fees or charges applied for the AmBank Visa Signature?
For the finance charges, if you make your payments on time for 12 months straight, it will only be 15% annually. As for payments made 10 months straight out of 12 months, it will be 17% annually. If you don’t fulfill any of these, then it will be 18% annually. Do take note there will also be a late payment charge which is 1% of the total overdue balance or RM10.
What are the top benefits of the AmBank Visa Signature?
• Gain 3x AmBonus Points for all your international transactions
• Receive 6x complimentary Plaza Premium Lounges locally and internationally (with a minimum spend of RM1,000 within a calendar month before each visit)
• Receive up to RM1,000,000 travel insurance coverage for you and your family
• 24/7 concierge service reachable at any time
• No annual fees
How do I apply for the AmBank Visa Signature?
Apply for the AmBank Visa Signature by filling up our online application form! In just two steps, you could already send in your application which shouldn’t take too long. Just fill up your particulars and income details. After you’ve sent it in, we will help to process it for you.
What are the AmBank Visa Signature requirements?
The monthly income requirement would be at least RM6,667 and above. As for the age, you have to be at least 21 years old and above. If you want to apply for the supplementary card, you could have to be at least 18 years old and above.
Is there an annual fee for the AmBank Visa Signature?
The AmBank Visa Signature is definitely a great credit card as there won’t be any annual fees at all! As long as you own this credit card, you won’t be charged an annual fee without any minimum requirements. As for the first 3 supplementary cards, they will be free as well. However, for the 4th supplementary card and the rest after that, there will be an annual fee of RM188.
Who is the AmBank Visa Signature suitable for?
The AmBank Visa Signature would be the best option for those who love to travel often. When you are always moving from country to country - then you’ll benefit from this credit card. Of course, that also means you must be earning a stable high income every month as well.