AmBank Visa Platinum Card
AmBank Visa Platinum Card
Supercharge your holidays with the AmBank Platinum credit card - comprehensive travel insurance, and up to 2x AmBonus Points to be earned!
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Eligibility
Minimum monthly income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life and Free for the first 3 supplementary cardholders, 4th supplementary card onwards is RM188 p.a.
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- You will be entitled to 1X AmBonus Point on every RM1 you charge on your AmBank credit card, or 2X if you spend overseas. You have a wide choice of gifts and vouchers for redemption in the AmBonus Rewards Catalogue. You also have a choice to use your points for air miles at over 50 partner airlines. The AmBonus Points will have a 3-year expiry.
- Don't let a few mishaps ruin your vacation or business trip. With this credit card, you will get complimentary Travel Insurance of up to RM1 million for you and your family. Get protection against lost luggage and missed flights simply by charging the full fare of your travels with this card. Terms apply.
Product review by CompareHero
Who could ever imagine a piece of plastic can bring you all the shopping convenience you dreamed of? AmBank Visa Platinum gives you more than just convenience, it also makes your shopping experience a whole lot more satisfying and rewarding!
Dining and hotel room privileges at Hilton Hotels
With Ambank Visa Platinum, you can sign up for a complimentary Hilton Dining Asia Pacific Membership Card that grants you exciting discounts for dining and hotel rooms at Hilton Hotels.
Every time you book a room or two at any Hilton hotel within the Asia Pacific, you will receive up to a 50% discount on dining. If it's your birthday, a complimentary birthday cake and buffet are yours to indulge in too!
20% off the Easy Cancellation Rate for accommodations will be given to you as well when you charge your room booking with an AmBank Visa Platinum card.
Please be noted that the above privileges are extended FREE to card members that spend RM30,000 over a year from the date of successful membership enrolment. Terms apply.
Easy points, easy redemption
While spending with your credit card overseas saves you from the trouble and danger of carrying a bulk of cash, you'll also get to earn 2 AmBonus Points for every RM1 spent outside of Malaysia. Conversely, every RM1 charged to your card locally gives you 1 AmBonus Point.
Exchange your accumulated points for smart home appliances ranging from air sterilisers to air fryers, trending luggage bags or even perfume that you could use as a gift.
There's more you can do with your AmBonus Points, look out for AmBonus Points Xchange signage when you're out shopping as they're the AmBank participating merchants that allow you to redeem their products with your points.
Every 200 points are equivalent to RM1 and to redeem an item, you must have at least a balance of 1500 points in your account.
A protected journey while travelling
Accidents could happen to anyone, anywhere and anytime. More so when you're at a place that you are not familiar with.
Get financially protected with comprehensive travel insurance when you charge your flight tickets to your AmBank Visa Platinum in full. Should you suffer from accidental permanent disability or worst of all – death *touch wood*, you or your beneficiary will be compensated up to RM1,000,000.
Find out more details about this privilege here.