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5X reward points for overseas spending
AmBank Visa Infinite

AmBank Visa Infinite

AmBank Visa Infinite

RM 10,000Min. monthly income
RM 0Annual Fee
18% p.aInterest Rate

Enjoy 6x access to participating Plaza Premium Lounge, 5x reward points, faster air miles conversion and up to RM2 million travel insurance coverage with AmBank Visa Infinite.

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Get a Apple Watch Series 11 worth RM 1,799when you apply with CompareHero*

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Eligibility

Minimum monthly income

RM 10,000 (RM 120,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Document required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest 1-3 months salary slip
  • Latest 3 months bank statement
  • Latest EPF statement (3 months)
  • Latest B/BE Form/E-Filing with official tax receipt

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

Free for life and Free for the first 3 supplementary cards, 4th supplementary card onwards is RM188 p.a.

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Benefits

  • Get 5x AmBonus Points for every RM1 swipe on retail transactions overseas (excluding online purchases). Convert reward points to air miles with 50 frequent flyer program partners. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.
  • 6x complimentary access to participating Plaza Premium Lounge per year (subject to minimum spending criteria), Visa Concierge Service for any inquiries and emergencies, and automatic travel insurance coverage of up to RM2 million are yours to enjoy. Terms and conditions apply.

Product review by CompareHero

Hey, travel fanatics! When we say the AmBank Visa Infinite will be your go-to travel credit card, we aren’t kidding - it really is true. Imagine travelling from one country to another while getting rewarded and having the privilege to make use of the amazing travel benefits - it doesn’t sound like something that one can turn away from, right? Hence, the AmBank Visa Infinite will be your travel companion throughout your travel journey!

Travel in luxury with the AmBank Visa Infinite

If you can afford to travel the world very often, you’ll have to expect travel benefits from a credit card! With the AmBank Visa Infinite, you’ll enjoy 6X complimentary access to the luxurious Plaza Premium Lounge in more than 40 countries worldwide, including local airports, with a minimum spending of RM1,000 within a calendar month before each visit. Terms apply!

If you’re travelling with someone, you could also get a 25% discount for them locally and a 20% discount for international lounges.

Indulge in the benefits of luxurious hotels

Fancy some fine dining or scrumptious meals from Shangri-La hotels and resorts? Enjoy up to 50% discount on food bill when dining at any of the participating Shangri-La restaurants such as Arthur’s Bar & Grill, Lemon Garden, Shang Palace, Zipangu and Lobby Lounge.

That’s not all - aside from Shangri-La, enjoy your meals at any participating Marriott hotel and receive up to a 50% discount. Plus, if you dine on your birthday, receive one of their delicious cakes for free! If you plan on staying there for a night or so, enjoy up to 20% OFF as well, whereby you could cancel your reservations easily at a good rate.

Relieve your worries while travelling

When it comes to travelling, what’s the worst thing that could happen? If something happens to you or your family, of course! The AmBank Visa Infinite offers personal accident travel insurance coverage for you and your family members for up to RM2,000,000 when you charge all of the flight tickets to the credit card.

Gain rewards for any purchases internationally

If you love to travel, without a doubt, you will also love to shop as well! For any transaction you make overseas, you gain 5x AmBonus Points. What a way to kill two birds with one stone, right? You’ll get to fulfil your wanderlust while earning rewards at the same time!

With all the accumulated AmBonus Points, you can convert them into Air miles and redeem free flight tickets! Indeed, the AmBank Visa Infinite is the ultimate travel credit card.

Frequently Asked Questions (FAQ)

What are the AmBank Visa Infinite requirements?
To be eligible for the AmBank Visa Infinite, you need to be earning a minimum income of RM10,000 and above. The minimum age requirement would be 21 years old and above for the principal card and 18 years old and above for the supplementary card.
What are the top benefits of the AmBank Visa Infinite?
• Receive 5x AmBonus Points for all overseas transactions
• Special hotel benefits for dining and accommodation
• Insurance travel coverage for the personal accident category up to RM2,000,000
• 6X Plaza Premium Lounges access all over the world (subject to a minimum spending of RM1,000 within a calendar month before each visit)
What are the fees or charges applied for the AmBank Visa Infinite?
There is a late payment charge which is 1% of the total amount that is overdue or RM10. There is also a cash advance charge which is 5% of the total amount or RM50. The interest charge for a cash advance is at 18% annually.
How do I apply for the AmBank Visa Infinite?
For an easy application process, you can directly apply for the AmBank Visa Infinite through our website’s online application. It’s super easy and hassle-free to apply for this credit card with us - all you need to do is fill up our form in two steps, and upon completion, we will immediately help to process it for you.
Is there an annual fee for the AmBank Visa Infinite?
Without any conditions attached, the AmBank Visa Infinite does not charge any annual fee to all cardholders, including the first 3 supplementary cardholders. For the subsequent supplementary cards after that, there will be an annual fee of RM188.
Who is the AmBank Visa Infinite suitable for?
For all those who manage to fall under the higher income category, the AmBank Visa Infinite Credit Card would be the only card you’ll ever need, provided you travel often.