AmBank Islamic Visa Platinum CARz Card-i
AmBank Islamic Visa Platinum CARz Card-i
A card that helps make your journey on the road more pleasant with its attractive cash rebates for petrol, and reward points for your everyday spending.
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Eligibility
Minimum monthly income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life and First 3 supplementary cards are free for life, 4th supplementary card onwards is RM188 p.a.
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Get cash rebates on all Petrol transactions. Earn a 5% cash rebate on a minimum or partial credit card payment, capped at RM80 per card every month. A 2% cash rebate, capped at RM20 per card, is yours upon full credit card payment.
- Earn 1x AmBonus Points for every RM1 spent on all local retail purchases and 2x AmBonus Points for overseas spending (except online transactions). If accumulated enough, you can redeem the points with products, vouchers and air miles. Plus, don't miss out on over 500 card deals and privileges from categories such as shopping, dining, e-commerce, travel and pampering. Find out more on AmBank Spot.
- Get cash rebates of up to 5% when you perform transactions on any Petrol brand every month.
Product review by CompareHero
Always spending money on petrol? Imagine earning a certain amount of cashback when you fill up your tank at any petrol station! This credit card would be your ultimate choice if you love getting rewards that are auto-related.
Great rewards with the AmBank Islamic Visa Platinum CARz Card
With the AmBank Islamic Visa Platinum CARz Card, at any petrol stations nationwide, you could gain up to 5% cashback when you swipe your credit card to pay for your petrol. However, it depends on how much you’ve paid your repayments. For instance, if you manage to pay partially, you’ll get 5% cashback. If you pay in full, then you’ll only get 2% cashback. Do take note that the 5% cashback is capped at RM80 a month while 2% cashback is capped at an amount of RM20 a month.
Easy payment and protection plans
The AmBank Islamic Visa Platinum CARz Card comes with a payment plan feature whereby you can convert your purchases into monthly installments for up to 36 months with 0% interest. When you need to buy the product immediately, this feature comes in handy without having you fork out a huge amount of money at one go. For 3 months up to 6 months installment, there is a minimum purchase of RM500. For 12 months up to 36 months, the minimum purchase would be RM1,000.
Frequently Asked Questions (FAQ)
What are the fees or charges applied for the AmBank CARz Platinum Mastercard?
What are the AmBank Islamic Visa Platinum CARz Card requirements?
What are the top benefits of the AmBank Islamic Visa Platinum CARz Card?
• Zero annual fees for a lifetime