AmBank Islamic Visa Platinum Card-i
AmBank Islamic Visa Platinum Card-i
A credit card that gives you complimentary travel Takaful coverage of up to RM500,000 annually, including AmBonus Reward Points when you shop!
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* T&Cs apply
Eligibility
Minimum monthly income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for life and Free for life for first 3 Supplementary cards, 4th Supplementary card onwards RM188 p.a.
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- For every RM1 spent overseas, except for online transactions, you earn 2x AmBonus Points, whereas RM1 spent locally earns 1x AmBonus Point. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.
- Get covered with a travel Takaful of up to RM500,000 annually when you purchase flight ticket(s) with an AmBank Platinum credit card. Terms apply.
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Collect reward points with AmBank Islamic Visa Platinum Card-i
AmBank Islamic Visa Platinum Card-i allows you to earn 1x AmBonus Reward Points for every RM1 you spend.
You can even earn double points for overseas spending. However, you earn 1x AmBonus Point for all online transactions regardless of where you are.
You can convert your accumulated points for redemption with wide categories such as the following. T&C apply.
- Homeware and kitchen appliances
- IT or gadgets and accessories
- Travel and outdoor
- Kids
- Personal and health care
- His and hers
- Vouchers
- Air miles
A credit card that is free for life
The annual fee is totally free of charge for this AmBank credit card. The fee waiver is not attached to any conditions.
You can enjoy this privilege as long as you are 21 years old and above with a minimum income of RM24,000 a year.
Of course, you can share the benefits of this card with your beloved family members who are aged 18 and above by giving them supplementary cards.
The first three (3) supplementary cards are free for life, but the 4th supplementary card onwards will be charged RM188 a year.
Comprehensive travel takaful coverage from AmBank Islamic Visa Platinum Card-i
Get protected with complimentary travel Takaful coverage of up to RM500,000 every year when you charge the full fare of your air tickets on your AmBank Islamic credit card.
Now you can travel with peace of mind knowing that you and your family members are travelling under travel protection. Check out the terms for this privilege here.
Premium privileges
Once your AmBank Islamic credit card application has been approved, you will automatically be eligible for home financing of up to RM500,000 with AmBank Islamic Home Financing-i. Not only that, but you will also have an option of up to 50% of the limits as Cash Line Facility-i.
Been eyeing that dream car of yours? Good news for you because upon signing up, you are pre-qualified as well for car financing with Arif Hire Purchase-i facility of up to RM200,000.
That's not all. Get RM30 off when you spend at least RM200 with your brand new AmBank Islamic Visa Platinum Card-i on Shopee every Sunday!