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5X reward points for overseas spending
AmBank Islamic Visa Infinite

AmBank Islamic Visa Infinite

AmBank Islamic Visa Infinite

RM 10,000Min. monthly income
RM 0Annual Fee
18% p.aInterest Rate

Fast track your frequent flyer miles with 5x reward points, get 6x access to participating airport lounges, and 50% off dining with an Islamic Visa Infinite card.

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Get a Apple Watch Series 11 worth RM 1,799when you apply with CompareHero*

* T&Cs apply

Eligibility

Minimum monthly income

RM 10,000 (RM 120,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Anybody

Document required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest 1-3 months salary slip
  • Latest 3 months bank statement
  • Latest EPF statement (3 months)
  • Latest B/BE Form/E-Filing with official tax receipt

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

Free for life and Free for life for first 3 Supplementary cards, 4th Supplementary card onwards RM188 p.a.

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Benefits

  • Earn 5x AmBonus Points for every RM1 spent on retail purchases overseas, except online transactions. Convert reward points to air miles from your favourite frequent flyer programs, or redeem at AmBank On-the-Spot Redemption. Over 500 card deals and privileges from categories such as shopping, dining, eCommerce, travel and pampering. Find out more on AmBank Spot.
  • Travel easy with AmBank Islamic Visa Infinite as you get 6x access to participating Plaza Premium Lounges per year (subject to minimum spending criteria), Visa Concierge Service, and a travel Takaful coverage of up to RM2 million for you and your family members. All are subject to terms and conditions.

Product review by CompareHero

Do you often travel to all your favourite countries? The AmBank Islamic Visa Infinite offers travel privileges and benefits that’ll make you want to travel all the time! Plus, you might want to start heading over to Shangri-La and Marriott hotels for their discounts when you use your AmBank Islamic Visa Infinite, too.

Receive rewards for all your purchases overseas and locally

To be rewarded for the things you spend on would feel like a luxury. The AmBank Islamic Visa Infinite would provide you with just the rewards you need to feel on top of the world. When you swipe your credit card at any local retail outlet, you’ll receive 1x AmBonus Points. These AmBonus Points could enable you to redeem great vouchers or gifts.

But if you tend to travel very often, that’s even better as you’ll receive 5x AmBonus Points, more than spending made locally. Bonus point: you’ll be able to convert all of your AmBonus Points into Air Miles from more than 50 airline partners, including Enrich, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG.

Note: Your AmBonus Points will expire in 3 years.

Travel luxuriously with the AmBank Islamic Visa Infinite

Nobody likes to wait at the airport for long hours before being able to board their flight, especially due to flight delays. What if we told you - with the AmBank Islamic Visa Infinite, you’ll have free access to Plaza Premium Lounge all over the world, which you could use up to 6 times within one year?

Imagine chilling in the lounge with amazing facilities such as showers, food and WiFi, all free for you before boarding your flight. The best part is that the requirement to gain 6x complimentary access to these Plaza Premium Lounges is only a spending of at least RM1,000 within a calendar month before going into the lounge.

Read more in the terms and conditions.

Complimentary travel insurance for your travels

It’s always a scary thing to travel, especially if you’re alone and don’t know anyone in that certain country. With the AmBank Islamic Visa Infinite Credit Card, you’ll be able to be covered for up to RM2,000,000. Not just yourself, but your family members will be fully protected as well when you pay for your air flight tickets with the AmBank Islamic Visa Infinite Credit Card.

Save more when you dine or stay at hotels

If Marriott hotels are your go-to meal choices, the AmBank Islamic Visa Infinite offers up to 50% OFF whereas if you book a room there, you’ll receive a 20% discount on all room categories.

Not only that, you can also enjoy up to 50% discounts on food when you dine in at participatng outlets in Shangri-La Hotel.

Frequently Asked Questions (FAQ)

What are the fees or charges applied for the AmBank Islamic Visa Infinite?
You will be charged with an annual sales and service tax of RM25 during your anniversary date as well as once you activate your credit card. You will also have to pay for a late payment fee if you didn’t manage to make your repayments within the required deadline, which is RM10 or 1% from the total amount which you’ve failed to pay on time.
What are the top benefits of the AmBank Islamic Visa Infinite?
• Receive 6x complimentary passes to Plaza Premium Lounges in various countries (subject to a minimum spend of RM1,000 within a calendar month before each visit)
• Receive 5x AmBonus Points for international spending
• Receive 1x AmBonus Points for local spending
• Be protected for up to RM2,000,000 travel insurance
How do I apply for the AmBank Islamic Visa Infinite?
At CompareHero, we offer an easy online application where you can apply for the AmBank Islamic Visa Infinite by filling up the required details about your income and personal information.
What are the AmBank Islamic Visa Infinite requirements?
If your monthly income starts from RM10,000 and you’re at least 21 years old and above, you are able to apply for this credit card. The supplementary card age requirement is 18 years old and above.
Is there an annual fee for the AmBank Islamic Visa Infinite?
There will not be any annual fee charged to primary and the first three supplementary cards. You will not be required to meet any certain rules as well in order to get exempted from the annual fee. It is simply free for life!
Who is the AmBank Islamic Visa Infinite suitable for?
This credit card is suitable for those who travel very often as it is packed with travel perks and benefits. You will also have to be living a luxurious lifestyle as it requires a high amount of monthly income as well as travelling trips.