AmBank BonusLink Visa Platinum
AmBank BonusLink Visa Platinum
Collect BonusLink Points with every spend and you can use points to redeem products, services, and vouchers or convert them to RM50 as cash credit.
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* T&Cs apply
Eligibility
Minimum monthly income
RM 4,000 (RM 48,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 1-3 months salary slip
- Latest 3 months bank statement
- Latest EPF statement (3 months)
- Latest B/BE Form/E-Filing with official tax receipt
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first 2 years, and waived when you swipe 12 times per annum in the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- You will earn 3x BLP for every RM1 spent at Parkson and Shell (capped at 3,000 additional points), while local dining, groceries, shopping and overseas spend earn unlimited 1x BLP for every RM1. All other eligible spending including Shell earns unlimited 1x BLP for every RM6.
- Refuel at Shell petrol stations nationwide and pay using AmBank BonusLink Visa Platinum because for every RM1 charged to this credit card, you earn 3x BonusLink Points.
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10x BonusLink Points on selected categories
Why cram your wallet with more loyalty cards when you can have AmBank BonusLink Visa Platinum, a 2-in-1 card that allows you to spend and reward points at the same time?
Spend a minimum of RM20 at a variety of outlets participating under the BonusLink reward program to earn 30x BonusLink Points, which is capped at a maximum of 3,000 BLPs per month.
For every RM20 spent on other retail transactions locally and overseas, you will get 3x BLPs and 6x BLPs respectively.
BonusLink Points Redemption
The BonusLink Points you have accumulated will expire in three (3) years after the date of your card approval. So, you can use your BonusLink Points to redeem a wide range of gifts, vouchers and even Shell products too.
That's not all, your BonusLink Points can be turned into cash credit at a conversion rate of 5,700 BLPs to RM50 cash credit, which will be credited into your account. You can redeem cash credit in multiples of RM50.
Travel with peace of mind
Accidents may happen, anywhere, anytime and uninvited.
AmBank is going the extra mile to ensure you get the best protection through its complimentary travel insurance worth up to RM1,000,000, in addition to compensation for travel inconveniences.
Provided you charged your total fare (air, sea or land) to this BonusLink co-branded card, you will be covered automatically the moment you begin the journey.
Check the full details of this privilege here.
Dining and hotel room privileges at Hilton Hotels
Enjoy the privilege of up to 50% off dining, buffet and complimentary birthday cake at Hilton Hotels when you spend a minimum amount of RM30,000 in a year after your successful AmBank credit card application!
On top of that, should you need to cancel the room booking, you can save 20% off of the Easy Cancellation Rate.
Terms and conditions apply.
No annual fee
For the first two (2) years of AmBank BonusLink Visa Platinum membership, the annual fees for principal and supplementary cards are waived.
Furthermore, you still can continue to enjoy the privilege of a waiver every year, on the condition that you swipe 12 times in a year from the third year onward.
Buy now, pay later with AmBank BonusLink Visa Platinum
Shopping is made easy for you with the choice of flexible and affordable repayment plans from AmBank.
With a 0% Easy Payment Plan, you can convert the purchase into smaller chunks at a zero rate and choose to repay it over 3 or 6 months instalments. You can also stretch your payments up to 36 months.
If you want a more flexible period of repayment of up to 24 months, AmFlexi-Pay is the right plan for you with a lower management fee.
Either way, a minimum of RM500 spent in a single receipt is required for both plans when you use AmBank BonusLink Visa Platinum.