
AEON Member Plus (AMP) Visa Platinum Credit Card
AEON Member Plus (AMP) Visa Platinum Credit Card
10% cash rebates and rewards of up to 6x AEON Points all year round with AEON Platinum Visa. Enjoy 6x free access every year to participating Plaza Premium Lounge in Malaysia, including complimentary travel insurance coverage.
Eligibility
Minimum monthly income
RM 5,000 (RM 60,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians Only
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
Fees & Charges
Interest Rate
15% - 18%

Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
First year free and you make a minimum combined spending of RM18,000 per year in the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Get 10% cashback every 20th and 28th of the month when you shop at AEON Stores (AEON retail, MaxValu, Daiso, Komaiso, AEON Delight, MyAEON2Go, AEON Fantasy and AEON Wellness) and AEON BiG Hypermarkets, in addition to 2% cash back on any online spending.
- Enjoy 6x AEON Points for every RM2 on overseas transactions using foreign currencies. Besides that, spending inside of AEON Stores and AEON BiG Hypermarkets gets you 4x AEON Points, while 1x AEON Point will be rewarded on other transactions. Collect AEON Points and exchange them with gifts and vouchers, or convert them into cash at a conversion rate of 200 AEON Points = RM1.
- Enjoy 6x complimentary access to participating Plaza Premium Lounge in Malaysia in a calendar year, applicable for the principal cardholders only and with minimum spending of RM500 in single or cumulative transactions within 30 days before or after the lounge access date. Additionally, purchase your flight ticket with AEON Platinum Visa to get covered with up to RM1 million global travel insurance coverage. Terms apply to all.
Terms and Conditions
Product review by CompareHero
Get 10% Cashback with AEON Platinum Visa
Thinking of ways to earn back the cash you have spent? AEON Platinum Visa is designed to help ease your expenses on daily necessities with its cashback features.
Every 20th and 28th of the month, head over to AEON Stores and AEON BiG Hypermarkets respectively to enjoy 10% cashback, capped at RM100, on all your spending.
That's not all, shopping online (except flexi payment plans), you will earn 2% cashback, capped at RM25 per card when you pay with AEON Platinum Visa.
AEON Reward Points
Besides earning cashback, AEON Platinum Visa also lets you collect reward points, which can be redeemed for gifts and vouchers or converted into cash at a conversion rate of 200 AEON Points = RM1.
This is especially rewarding when you shop overseas and inside AEON Stores and AEON BiG Hypermarkets as for every RM2 spent, you get 6x AEON Points and 4x AEON Points respectively. For other transactions, you get 1x AEON Point.
Universal Travel Benefits - AEON Platinum Visa
Enjoy your vacation or business trip abroad with peace of mind when you charge your flight ticket to AEON Platinum Visa credit card as you will be covered with Global Travel Insurance worth up to RM1,000,000, terms and conditions apply.
Moreover, you can start your journey right from the airport with 6x access to the participating Plaza Premium Lounge in Malaysia. Experience the benefits of free WiFi, food and beverages and entertainment for up to 3 hours per visit. However, this free access is subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before and/or 30 days after the lounge visit date.
To top it off, a 20% discount will also apply to the walk-in rates when you bring along a guest(s). Any of your accompanying guest(s) aged between 3 and 11 years, on the other hand, get to enjoy a 30% discount on the applicable walk-in rates as well.
For more details about the lounge access privilege, please check out the T&C here.
What documents should I prepare to make an application?
If you are a salaried employee, please prepare the following documents.
- Copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slips; and
- Latest 3 months' bank statement (with salary crediting)
- A copy of your valid working permit*
If you are a commission earner, please prepare the following documents.
- Copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slips; and
- Latest 3 months' bank statement (with salary crediting)
- A copy of your valid working permit*
If you are self-employed, please prepare the following documents.
- Copy of your IC (both sides)
- Business Registration Certificate; or
- Form 9/24/49; or
- Section 32, Section 58 and Section 78
- Latest 6 months' company principal current account statements
*For Malaysian applicants working overseas.
Note: AEON CREDIT SERVICE may request additional documents at the financial institution's absolute discretion if required.
Frequently Asked Questions (FAQ)
What are the AAEON Member Plus (AMP) Visa Platinum Credit Card requirements?
Is there an annual fee for the AEON Member Plus (AMP) Visa Platinum Credit Card?
What are the fees or charges applied for the AEON Member Plus (AMP) Visa Platinum Credit Card?
What are the top benefits of the AEON Member Plus (AMP) Visa Platinum Credit Card?
• 10% Cashback at AEON Stores and AEON BiG Hypermarkets on the 20th and 28th of every month, respectively
• 2% Cashback on Online Spending
• 6x AEON Points for every RM2 spent overseas using foreign currencies
• 4x AEON Points for every RM2 spent at AEON Stores and AEON BiG Hypermarkets every day (except the 20th and 28th)
• 1x AEON Points for every RM2 spent on other transactions (exclude petrol, government department, trading, utility bills and all fees-related transactions)
• Complimentary 6x yearly access to Plaza Premium Lounge in Malaysia (with a minimum of RM500 single or cumulative transactions within 30 days before or after the lounge access date)
• Complimentary travel insurance coverage worth up to RM1,000,000