
AEON Member Plus (AMP) Visa Gold Credit Card
AEON Member Plus (AMP) Visa Gold Credit Card
The everyday AEON Visa Gold credit card lets you earn up to 8% cashback and AEON Points on selected spending, including free access to selected Plaza Premium Lounge every year!
Eligibility
Minimum monthly income
RM 3,000 (RM 36,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians Only
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months bank statement (with salary being credited)
Fees & Charges
Interest Rate
15% - 18%

Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year and you make minimum 12 transactions per year in the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Enjoy 8% cashback when you spend during AEON and AEON BiG Thank You Day (20th and 28th of every month, respectively), and 5% cashback for dining. The cashback earned will be credited and reflected in the following month's statement.
- Every overseas transaction using foreign currency earns you 3x AEON Points. Spending on retail purchases at AEON Stores and AEON BiG earns you 2x AEON Points, while other transactions get you 1x AEON Points for every RM4 spent. The accumulated AEON Points can be exchanged for shopping, dining, and travel vouchers, and converted into cash at a conversion rate of 200 AEON Points = RM1. Note that the AEON Points expire in 3 years so don't let them go to waste!
- Enjoy 3x complimentary access to participating Plaza Premium Lounge in Malaysia in a calendar year for the principal cardholder (subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before or after the lounge access date). Additionally, enjoy complimentary Travel Insurance coverage of up to RM200,000 when you charge the full fare of your travels with this card. Other terms may apply.
Terms and Conditions
Product review by CompareHero
Do you love to eat out instead of cooking your meals at home? If that’s the case, you can’t miss out on the rewards and discounts offered by the AEON Member Plus (AMP) Visa Gold Credit Card!
Gain rewards for all your expenses
We already have to eat three to four meals a day, and if you can’t cook, your monthly expenses go to dining out. Thankfully, with the AEON Member Plus (AMP) Visa Gold Credit Card, you’ll earn 5% cashback for all your dining expenses. No matter where you are and what time it is, as long as you charge it to your AEON Member Plus (AMP) Visa Gold Credit Card, you’ll be rewarded for satisfying your hunger.
Other rewards offered by the AEON Member Plus (AMP) Visa Gold Credit Card include receiving 1x AEON Points for every RM4 that you have spent, which you could convert into cash! For every 200 AEON Points earned, it is equal to RM1. Bear in mind that government, petrol, or instalment transactions will not be applicable to earn the AEON Points.
Indulge in the travel perks offered by the AEON Member Plus (AMP) Visa Gold Credit Card
When you travel the world, comfort plays a vital role. If that sounds like you, then you’ll love how the AEON Member Plus (AMP) Visa Gold Credit Card offers up to 3x complimentary passes to access the Plaza Premium Lounges all across Malaysia. However, this privilege is only for principal cardholders, and you will have to make a minimum spend of RM500 in single or cumulative transactions within 30 days before or after the lounge access date to be eligible!
Furthermore, you don’t have to worry too much when something happens while travelling because as an AEON Member Plus (AMP) Visa Gold cardholder, you will receive travel insurance coverage of up to RM200,000. Plus, if you lost your AEON Gold Visa Card all of a sudden, you can contact the AEON World Desk Centre anywhere around the world and at any time of the day. Rest assured, the AEON Member Plus (AMP) Visa Gold Credit Card is recognized worldwide as well, so you will have no problem using it to pay for your purchases and transactions.
Exclusive discounts and promotions
If you love discounts, you’ll be glad to know that the AEON Member Plus (AMP) Visa Gold Credit Card also offers various discounts at selected merchants ranging from beauty, health, and dining to fitness! The discounts could go up to 50%, as well as other rewards. Reap the fantastic low rates for selected hotels too, while you are planning your holiday
Frequently Asked Questions (FAQ)
What are the AEON Member Plus (AMP) Visa Gold Credit Card requirements?
Is there an annual fee for the AEON Member Plus (AMP) Visa Gold Credit Card?
What are the fees or charges applied for the AEON Member Plus (AMP) Visa Gold Credit Card?
What are the top benefits of the AEON Member Plus (AMP) Visa Gold Credit Card?
• Earn 8% cash back on AEON and AEON BiG Thank You Day (20th and 28th of every month, respectively), capped at RM100 per month
• Earn 5% cash back on dining spend, capped at RM25 per month
• Receive 3x AEON Points for every RM2 spent overseas using foreign currencies
• Receive 2x AEON Points for every RM2 spent at AEON Stores and AEON BiG Hypermarkets every day (except the 20th and 28th of every month)
• Receive 1x AEON Points for each RM4 spent on other transactions (exclude petrol, government department, trading, utility bills and all fees-related transactions)
• Exciting travel perks and exclusive discounts!