AEON Member Plus (AMP) Mastercard Platinum Credit Card
AEON Member Plus (AMP) Mastercard Platinum Credit Card
Get 10% cashback at AEON Stores and AEON BiG every month and up to 6x AEON Points with AEON Platinum MasterCard. Enjoy travel benefits such as free access to the airport lounge and travel insurance.
Eligibility
Minimum monthly income
RM 5,000 (RM 60,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians Only
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
- A copy of your valid work permit (if any)
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
First year free and you make a minimum combined spending of RM18,000 per year in the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Get 10% cashback every 20th and 28th of the month when you shop during AEON Thank You Day at all AEON Stores (AEON retail, MaxValu, Daiso, Komaiso, AEON Delight, MyAEON2Go, AEON Fantasy and AEON Wellness) and AEON BiG Hypermarkets. Enjoy 2% cash back on any online spending exclude payments to government agencies, business trading, and any bank fees or service charges.
- Earn 6x AEON Points for every RM2 spent overseas using foreign currencies! Besides that, paying at AEON Stores and AEON BiG Hypermarkets gets you 4x AEON Points for every RM2, while other transactions give you 1x AEON Points for every RM2. Not just that, you'll gain another 1x AEON Points for AEON member recognition in all AEON Stores. You can redeem all of the collected points with gifts, and vouchers or even convert them into cash at a conversion rate of 200 AEON Points = RM1.
- Principal cardholders get to enjoy 6x complimentary access in a calendar year to selected Plaza Premium Lounge in Malaysia (subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before or after the lounge access date). In addition, purchase your flight ticket with AEON Platinum MasterCard to get covered with up to RM1 million worth of global travel insurance coverage. Terms apply to all!
Terms and Conditions
Product review by CompareHero
Earn Up to 10% Cashback with AEON Platinum MasterCard
Thinking of ways to earn back the cash you have spent? The AEON Platinum MasterCard is designed to help ease your expenses on daily necessities with its cashback features.
Every 20th and 28th of the month, spend at AEON Stores and AEON BiG Hypermarkets with this card to earn 10% cashback on your total bills, capped at RM100.
That's not all, shopping online (except for flexi payment plans), you get 2% cashback when paying with AEON Platinum MasterCard. This cashback is capped at RM25 per card.
AEON Reward Points
AEON Platinum MasterCard is not just a cashback credit card, but also a reward credit card, where you can redeem points for gifts, vouchers and other merchandise.
It gets more rewarding when you shop overseas and inside AEON Stores and AEON BiG Hypermarkets as for every RM2 spent, you get 6x AEON Points and 4x AEON Points respectively.
Spending everywhere outside of AEON Stores and AEON BiG, you get 1x AEON Point.
We also would like to highlight that you can convert your accumulated AEON Points into cash. The redemption rate is at 200 AEON Points = RM1.
AEON Platinum MasterCard Universal Travel Benefits
Enjoy your vacation or business trip abroad with peace of mind when you charge your flight ticket to AEON Platinum MasterCard credit card as you will be covered with Global Travel Insurance worth up to RM1,000,000. Do check out the terms and conditions.
What's more, you can start your journey right from the airport with 6x access in a calendar year to the participating Plaza Premium Lounge in Malaysia. Experience the benefits of free WiFi, food and beverages and entertainment for up to 3 hours per visit.
However, please note that this complimentary access is applicable only for the principal cardholders and not the supplementary cardholders, and is subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before and/or after the lounge visit date.
In addition, a 20% discount on the walk-in rates is applicable when you bring along a guest(s). Meanwhile, any of your accompanying guest(s) between 3 to 11 years of age get a 30% discount on the applicable walk-in rates as well.
For more details on the lounge access privilege, please check out the T&C here.
What are the required documents to apply for an AEON credit card?
If you are a fixed-income employee, please prepare the following documents.
- Copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slips; and
- Latest 3 months' bank statement (with salary crediting)
- A copy of your valid working permit*
If you are a commission earner, please prepare the following documents.
- Copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slips; and
- Latest 3 months' bank statement (with salary crediting)
- A copy of your valid working permit*
If you are self-employed, please prepare the following documents.
- Copy of your IC (both sides)
- Business Registration Certificate; or
- Form 9/24/49; or
- Section 32, Section 58 and Section 78
- Latest 6 months' company principal current account statements
*For Malaysian applicants working overseas.
Note: AEON CREDIT SERVICE may request additional documents at the financial institution's absolute discretion if required.
Frequently Asked Questions (FAQ)
What are the AEON Member Plus (AMP) Mastercard Platinum Credit Card requirements?
Is there an annual fee for the AEON Member Plus (AMP) Mastercard Platinum Credit Card?
What are the fees or charges applied for the AEON Member Plus (AMP) Mastercard Platinum Credit Card?
What are the top benefits of the AEON Member Plus (AMP) Mastercard Platinum Credit Card?
• 10% Cashback at AEON Stores and AEON BiG Hypermarkets on the 20th and 28th of every month respectively
• 2% Cashback on Online Spending
• 6x AEON Points for every RM2 spent overseas using foreign currencies
• 4x AEON Points for every RM2 spent at AEON Stores and AEON BiG Hypermarkets every day (except the 20th and 28th of every month)
• 1x AEON Points for every RM2 on other transactions (exclude petrol, government department, trading, utility bills and all fees-related transactions)
• 1x AEON Points for every RM1 spent for AEON member recognition in all AEON Stores, AEON BiG Hypermarkets, AEON Maxvalu Prime, AEON Wellness and Daiso (by AEON)
• 6x complimentary yearly access to Plaza Premium Lounge in Malaysia (with a minimum spending of RM500 in single or cumulative transactions within 30 days before or after the lounge access date)
• Complimentary travel insurance coverage worth up to RM1,000,000