AEON Member Plus (AMP) Mastercard Gold Credit Card
AEON Member Plus (AMP) Mastercard Gold Credit Card
Get up to 8% cashback and earn AEON Points on selected spending. Escape from boredom before boarding with 3x free access to participating Plaza Premium Lounge in Malaysia.
Eligibility
Minimum monthly income
RM 3,000 (RM 36,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Malaysians Only
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slip
- Latest 3 months bank statement (with salary being credited)
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
First year free and you make minimum 12 transactions per year in the subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Enjoy 8% cashback when you shop during AEON and AEON BiG Thank You Day (20th and 28th of the month), capped at RM100 monthly. Earn 5% cashback when you spend on dining, capped at RM25 monthly. The earned cashback will be credited and reflected in the following month's statement.
- Overseas spending using foreign currencies earns you 3x AEON Points. Shop at AEON Stores and AEON BiG Hypermarkets every day and get 2x AEON Points for every RM2 spent, while other transactions earn you 1x AEON Points for every RM4. The accumulated AEON Points can be exchanged for AEON gift vouchers for greater savings on household items and groceries, or converted into cash at a conversion rate of 200 AEON Points = RM1.
- Enjoy 3x complimentary access to the participating Plaza Premium Lounge in Malaysia in a calendar year for the principal cardholder (subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before or after the lounge access date). Additionally, enjoy complimentary Travel Insurance coverage worth up to RM200,000 when you charge your flight ticket(s) with this card. Terms apply to all!
Terms and Conditions
Product review by CompareHero
Premium Travel Experience with AEON MasterCard Gold
Enjoy your holiday from end to end all the more before you hop on the plane!
Walk straight into participating Plaza Premium Lounge in Malaysia with 3 times complimentary annual access you get with AEON MasterCard Gold.
You heard it right, no hidden charges and it is refreshed every year! Applicable for the principal cardholders only.
No more boredom before boarding, don't be shy and use the complimentary facilities that Plaza Premium Lounge has, including high-speed internet, massage chair, freshly served meals and beverages and more!
However, please note that the 3x free passes are subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before and/or after the lounge visit date.
Find out more about the complimentary lounge access with the T&C here.
AEON Gold Credit Card Gift Reward Program
Tick off the bucket list of items that you itch for with three simple steps: Swipe, save and redeem!
Earn 3x AEON Points when you spend overseas using foreign currencies, and 2x AEON Points when you shop at AEON Stores and AEON BiG Hypermarkets every day, except on the 20th and 28th of the month.
1x AEON Point will be automatically granted to you for each RM4 spent on your credit card for other transactions.
Exchange the AEON Points you have with a wide variety of items such as a frying pan, smartphone, camera, cosmetics and voucher!
You can also convert your AEON Points into cash at a conversion rate of 200 AEON Points = RM1.
Speaking of rewards, you can also earn 8% cash back when you shop during AEON and AEON BiG Thank You Day on the 20th and 28th of the month respectively, in addition to 5% cash back on dining when you pay with your AEON credit card as well.
Travel Protection for Free
You could be reluctant to pay for travel insurance that you feel is unnecessary, but you can never say no to free protection.
Purchase any of your flight tickets with this AEON credit card and get complimentary travel personal accident coverage worth up to RM200,000, terms and conditions apply.
On top of personal accidents, travel insurance will cover you for travel inconveniences such as loss or damage of personal luggage, loss or damage of travel documents, luggage delay and travel delay.
AEON MasterCard Gold Worldwide Assistance
Whether you're just careless or fall victim to a pickpocket, it's not hard to lose a tiny piece of a credit card. Fortunately, AEON World Desk Centre is always by your side 24 hours a day when unfortunate events like this happen. Contact them to have your AEON MasterCard Gold cancelled or report the loss immediately!
What documents to prepare to apply for this credit card?
If you are a salaried employee, please prepare the following documents.
- Copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slips; and
- Latest 3 months' bank statement (with salary crediting)
- A copy of your valid working permit*
If you are a commission earner, please prepare the following documents.
- Copy of your IC (both sides)
- Latest EPF statement; or
- Latest 3 months salary slips; and
- Latest 3 months' bank statement (with salary crediting)
- A copy of your valid working permit*
If you are self-employed, please prepare the following documents.
- Copy of your IC (both sides)
- Business Registration Certificate; or
- Form 9/24/49; or
- Section 32, Section 58 and Section 78
- Latest 6 months' company principal current account statements
*For Malaysian applicants working overseas.
Note: AEON CREDIT SERVICE may request additional documents at the financial institution's absolute discretion if required.