5% Cashback on Motorcycle Spending
AEON Biker Gold Visa Card
AEON Biker Gold Visa Card
RM 2,000Min. monthly income
RM 0Annual Fee*
18% p.aInterest Rate
Up to 5% cashback on motorcycle spending and complimentary travel insurance with the AEON Biker Gold Visa Card. Access your virtual card immediately after approval!
Eligibility
Minimum monthly income
RM 2,000 (RM 24,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Anybody
Document required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest 3 months' salary slips; or
- Form E (with tax payment receipt); or
- EA Form; or
- Latest 6 months' salary slip for commision earners
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year and waived when you swipe spend minimum RM10,000 per annum for subsequent years
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Benefits
- Get 5% cashback on motorcycle-related expenses such as spare parts, accessories, merchandise, and servicing. You’ll also enjoy 2% cashback on petrol and insurance transactions, each capped at RM15 per month, plus 0.5% cashback on all other retail spending except e-wallet top-ups and all transactions listed above. Monthly cashback is capped at RM50 and will be credited in the next statement cycle. Cashback is issued in Ringgit Malaysia (MYR) currency only.
- Enjoy complimentary travel insurance covering accidental death, permanent disability, and ambulance fees. The maximum coverage for accidental death and permanent total disablement is RM4,000, while ambulance fees are covered up to RM200.
- Enjoy 2% cashback for Petrol spending, capped at RM15 per card every month.
Terms and Conditions
Frequently Asked Questions (FAQ)
What are the AEON Biker Gold Visa Card requirements?
You must earn at least RM2,000 per month or RM24,000 per year. For Japanese, Malaysian PR, and MM2H applicants, the minimum annual income are RM48,000 per year. To apply for the principal card, you must be at least 21 years old. For the supplementary card, the minimum age is 18 years.
What is the annual fee for the AEON Biker Gold Visa Card?
The annual fee is waived for the first year. From the second year onwards, a fee of RM95 applies for the Principal Card and RM60 for the Supplementary Card. However, the fee can be waived with a minimum combined annual spend of RM10,000.
What fees and charges apply to the AEON Biker Gold Visa Card?
Late payment charges are RM10 or 1% of your outstanding balance, whichever is higher. An interest rate of 15% will also apply on the unpaid amount.
What are the top benefits of the AEON Biker Gold Visa Card?
• 5% cashback on all your motorcycle essentials – including spare parts, accessories, merchandise, and servicing
• 2% cashback on petrol and insurance transactions, each capped at RM15 per month
• 0.5% cashback on all other retail spending except e-wallet top-ups, motorcycle essentials, insurance transactions and petrol transactions
• Complimentary travel insurance coverage worth up to RM4,000
Who should consider the AEON Biker Gold Visa Card?
The AEON Biker Gold Visa Card is perfect for motorcycle enthusiasts who want to save on everyday biking expenses. It’s ideal for riders looking to earn cashback on petrol, servicing, spare parts, and accessories, helping them get more value from their passion.