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Cashback & Rewards
AEON BiG Visa Gold Credit Card

AEON BiG Visa Gold Credit Card

AEON BiG Visa Gold Credit Card

RM 3,000Min. monthly income
RM 0Annual Fee*
18% p.aInterest Rate

Shop for necessities will never be boring anymore with all the reward points and rebates you'll get on every swipe! Enjoy 3x free access to Plaza Premium Lounge in Malaysia too, subject to a spending requirement.

Eligibility

Minimum monthly income

RM 3,000 (RM 36,000 annually)

Min. Age

Cardholder: 21 years old
Supplementary Cardholder: 18 years old

Resident Status

Malaysians Only

Document required to apply

You will need to provide several documents such as (varies between different banks):

  • A copy of your IC (both sides)
  • Latest EPF statement; or
  • Latest 3 months salary slip
  • Latest 3 months bank statement (with salary being credited)

Fees & Charges

Interest Rate

15% - 18%

Annual Fee

RM 0

Free*

Annual Fee Waiver

Yes

First year free and you make a minimum of 12 transactions per year in the subsequent years

Late Payment Fee

RM 50 or 5% of the outstanding amount, whichever is higher

Interest Rate

15%

Benefits

  • Swipe more and save more with a 5% cashback at any AEON BiG Store on the 28th of every month, 5% cashback on petrol spending every Sunday, and 2% cashback on online and overseas spending every day. Note that online mobile bills, insurance and utility bill payments are not entitled to cashback.
  • Collect 4x AEON Points on the 10th of every month, 2x AEON Points on any other day and 1x AEON Points for other transactions. Collect AEON Points and redeem exclusive gifts ranging from vouchers to merchandise, or convert them into cash at a conversion rate of 200 AEON Points = RM1.
  • Special for the principal cardholders, enjoy 3x free passes to participating Plaza Premium Lounge in Malaysia, subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before and/or after the lounge access date. Travel safely with complimentary travel insurance of up to RM200,000 when you charge your flight tickets to your credit card, terms apply.
  • Fill up your fuel tank to the fullest every Sunday as you'll get a 5% cash rebate which is capped at RM15 per month.

Product review by CompareHero

Don’t you just hate money going out of your pocket every month on just groceries alone? Don’t dwell on that too much, because with the AEON BiG Gold Visa Card, you can earn multiple rewards for every purchase!

Gain cash back by purchasing with your AEON BiG Gold Visa Card

On the 10th of every month, also known as AEON BiG Thank You Member Day, receive 5% cash back when you spend your groceries with the AEON BiG Gold Visa Card. Not just groceries, but if you pump petrol at any petrol station on Sundays, you’ll also receive 5% cash back as long as you pay with your AEON BiG Gold Visa Card. Do you buy your groceries online or other spending? Receive 2% cash back for that as well when you make your purchases with the AEON BiG Gold Visa Card.

Exchange your AEON BiG member points and receive cash rebates

On AEON BiG Thank You Member Day which is the 10th of every month, you can also be rewarded by earning 4x AEON Points when you make any purchase from AEON BiG stores all around Malaysia. If you head to AEON BiG stores on other days, don’t worry, you will still earn 2x AEON Points for each RM2 spent. If you make any purchases outside of AEON BiG stores with your AEON BiG Gold Visa Card, that’s okay too because you will earn 1x AEON Points for every RM4 spent, including international transactions.

Receive travel privileges with the AEON BiG Gold Visa Card

Do you also happen to love travelling? The AEON BiG Gold Visa Card offers 3x complimentary annual access to Plaza Premium Lounges in KLIA and KLIA2. Be pampered by their facilities before your flights. Just be sure to spend at least RM500 in single or cumulative transactions within 30 days before and/or after the lounge access date.

While you’re out and about in another country, if any mishaps were to happen, the AEON BiG Gold Visa Card offers travel insurance covering up to RM200,000 when you purchase your flight tickets in full with the credit card.

Frequently Asked Questions (FAQ)

What are the AEON BiG Gold Visa Card requirements?
If you are a member of the AEON BiG Membership Program, you can straight away apply for the AEON BiG Gold Visa Card. However, if you have yet to sign up, you are required to do so before applying. You also have to be earning at least RM3,000 and above with the age of 21 years old and above for the principal card. If you don’t meet the age requirement, you can apply for the supplementary card if you are 18 years old and above.
Is there an annual fee for the AEON BiG Gold Visa Card?
The first year for both principal and supplementary cardholders, there will not be any annual fee charged. However, in subsequent years, for principal cardholders, you will be charged with an annual fee of RM95 and supplementary cardholders will be RM60. But you can get your annual fee waived throughout the years if you perform at least 12 transactions/ swipes with your AEON BiG Gold Visa Card within a year.
What are the fees or charges applied for the AEON BiG Gold Visa Card?
The charges applied are the sales and service tax which is RM25 applied to principal and supplementary cardholders as well as a late payment fee of 1% or RM10 from the overdue amount. There is also a cash withdrawal fee if you withdraw any cash with your AEON BiG Gold Visa Card which is 5% or RM15 based on the total withdrawn cash amount.
What are the top benefits of the AEON BiG Gold Visa Card?

• Receive 5% Cash Back during the AEON BiG Thank You Member Day on the 28th of the month
• Receive 5% Cash Back for petrol transactions every Sunday
• Receive 2% Cash Back when you make purchases online and overseas every day
• Receive 4x AEON Points for every RM2 spent at all AEON BiG Stores nationwide on every 10th of the month
• Receive 2x AEON Points for every RM2 spent at all AEON BiG Stores nationwide every day (except the 10th of the month)
• Receive 1x AEON Points for every RM4 spent at other transactions
• 3x complimentary annual passes to Plaza Premium Lounges in Malaysia (with a minimum spend of RM500 in single or cumulative transactions within 30 days before or after the lounge access date)
• Complimentary travel insurance coverage up to RM200,000
Who is the AEON BiG Gold Visa Card suitable for?
Every month if most of your income goes to groceries and petrol, the AEON BiG Gold Visa Card will be suitable for you. If travelling is also part of your lifestyle, you will enjoy the travel perks offered by this credit card.